Chris Kowalik walks you through what happens when the unexpected happens, including who can be protected to receive your pension, which benefits are paid out lump-sum, and what to do now to prepare your family
more…
The High-3 Average Salary
Chris Kowalik provides a step-by-step guide to the real way your high-3 is calculated for federal retirement
Your 10-Point Retirement Checklist
Chris Kowalik outlines must-do action items, timelines and step-by-step instructions to be prepared for your retirement more…
TSP Lifecycle Funds
Chris Kowalik explains why, when, and how to use this Thrift Savings Plan investment strategy more…
Optimizing Your TSP
Chris Kowalik highlights the important changes to the Thrift Savings Plan and how to leverage them to your advantage more…
Getting Your ‘Docs’ in a Row
Chris Kowalik offer tips on how to get yourself organized before leaving federal service more…
The Truth About ‘Water Cooler Experts’
Chris Kowalik reveals the real truth behind why so many federal employees take advice from the “self-appointed office experts” at the proverbial water cooler more…
Breaking Down the Military Service Buyback
Chris Kowalik helps identify certain military service that may help you to be eligible to retire from federal service sooner, and discusses when it’s possible, when it’s worth it, and when to avoid it altogether more…
FEGLI Options in Retirement
Chris Kowalik discusses if you should you keep Federal Employees Group Life Insurance, ditch it, or customize it in retirement more…
The TSP Mutual Fund Window
Chris Kowalik explains how the latest “upgrade” to Thrift Savings Plan may surprise you: what changes, stays the same, and the fee structure for the new investment options
more…