Federal retirement expert, Chris Kowalik, reveals the three key professionals federal employees should have in their corner as they prepare to retire – and how to get started. more…
Why Federal Employees Should Avoid Retirement ‘Rules of Thumb’
Federal retirement expert, Chris Kowalik, reveals common retirement “rules of thumb”, why federal employees are persuaded to follow them – and what to do instead more…
What Are the Lifecycle Funds in the Thrift Savings Plan?
Federal retirement expert, Chris Kowalik, discusses the objectives of the L Funds and determining if they are right for you more…
How CSRS Employees Are Impacted by Social Security’s WEP and GPO Provisions
CSRS employees can be impacted by two Social Security provisions – the Windfall Elimination Provision and the Government Pension Offset. Federal retirement expert, Chris Kowalik, examines how these provisions can impact a CSRS’ eligibility to claim the Social Security benefits
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5 Places Federal Employees Should Not Go to For Advice
Federal retirement expert, Chris Kowalik, offers insights into where federal employees should not be seeking advice from – and where to go instead. more…
How the FERS Supplement is Affected If You Work After Retiring
Federal retirement expert, Chris Kowalik, gives the simple formula to determine if federal retirees might work themselves right out of the Special Retirement Supplement if they have a job after leaving federal service more…
Why High COLAs are Not a Good Thing
Federal retirement expert, Chris Kowalik, reveals why high cost of living adjustments (COLAs) are a cause for real concern for federal retirees more…
Rules for Keeping FEHB in Retirement
Federal retirement expert, Chris Kowalik, outlines the three rules federal employees must follow to be allowed to keep their health benefits (FEHB) in retirement more…
FEGLI Option C (When You Have No Eligible Family Members)
Federal retirement expert, Chris Kowalik, reviews FEGLI Option C coverage and what happens when you no longer have eligible family members who are covered. more…
4 Actions to Take Now to Avoid the FEGLI Trap
Federal retirement expert, Chris Kowalik, explains why the Federal Employees Group Life Insurance program was designed to be relatively affordable coverage while you are working — and never intended to be the long-term life insurance policy that you kept forever more…