Chris Kowalik outlines five key elements of your approach to retirement — and how to win your game strategy more…
Your Mindset on the TSP in a Down Market
Chris Kowalik discusses how to assess your risk tolerance as it relates to your Thrift Savings Plan account, how long it takes to recoup your money after a down market, and what to do now if your account has already taken a loss more…
Playing Offense & Defense in Federal Retirement
Federal retirement expert, Chris Kowalik, discusses how to increase the money you have to live the retirement you want — and protect that money from others who want to take it from you more…
Your Retirement Scorecard
Federal retirement expert, Chris Kowalik, outlines 20 key points to consider when determining your retirement readiness — plus get access to a free online quiz: Your Retirement Scorecard… more…
TSP’s Comedy of Errors in 4, 3, 2, 1…
Chris Kowalik discusses the legitimate frustrations federal employees have had about the Thrift Savings Plan’s recent transition to its new platform – and how they can protect themselves despite the TSP’s errors more…
The 3 Key Professionals to Have in Your Corner
Federal retirement expert, Chris Kowalik, reveals the three key professionals federal employees should have in their corner as they prepare to retire – and how to get started. more…
Why Federal Employees Should Avoid Retirement ‘Rules of Thumb’
Federal retirement expert, Chris Kowalik, reveals common retirement “rules of thumb”, why federal employees are persuaded to follow them – and what to do instead more…
What Are the Lifecycle Funds in the Thrift Savings Plan?
Federal retirement expert, Chris Kowalik, discusses the objectives of the L Funds and determining if they are right for you more…
How CSRS Employees Are Impacted by Social Security’s WEP and GPO Provisions
CSRS employees can be impacted by two Social Security provisions – the Windfall Elimination Provision and the Government Pension Offset. Federal retirement expert, Chris Kowalik, examines how these provisions can impact a CSRS’ eligibility to claim the Social Security benefits
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5 Places Federal Employees Should Not Go to For Advice
Federal retirement expert, Chris Kowalik, offers insights into where federal employees should not be seeking advice from – and where to go instead. more…



