Preparing retirement paperwork to retain your earned benefits in retirement, avoid delays, and know what to expect.
- TIMELINE: How far in advance of your retirement date you should submit your retirement application so your agency can do its part
- DECISIONS: Important elections you will make on the retirement application for protecting benefits like your pension, life insurance, and health insurance
- DEFAULTS: What happens to your benefits if you fail to make an election on your retirement paperwork
- CONSENT: The most important decision that your spouse gets to make on your retirement application
- DELAYS: The most common reasons that retirement applications are rejected or held for further review by OPM
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