A free 2027 FEHB Plan Cost Explorer tool that will show every FEHB plan available to you with the 2027 premium, the dollar and percent change from 2026, the annual cost, how much of the premium the government pays, and a worst-case year that adds the out-of-pocket maximum. Learn more, and sign up to be notified when this new tool is released before Open Season starts Nov. 9. more…
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2027 FEHB Plan Comparison Tools, Brochures, Premium Rates
The Office of Personnel Management has released its 2027 Federal Employees Health Benefits plan comparison tool. Enter a ZIP code and it lists each plan’s premium, annual deductible, out-of-pocket maximum, and medical account. Premiums rise 10.9% on average for 2027, but some plans cost less, so reading the premium next to the other costs matters before Open Season. more…
TSP Week in Review: Oct. 19-23, 2026
See how every TSP core and Lifecycle fund performed last week as a late-week tech selloff and an oil spike split the stock funds. more…
The 2027 COLA: Why FERS Retirees Get 2.6% While CSRS Retirees Get 3.6%
The 2027 COLA is 3.6 percent, but most FERS retirees will receive 2.6 percent while CSRS retirees get the full amount. This article explains the diet COLA rules, shows what the one-point gap costs in dollars over six years, and reviews where the Equal COLA Act stands in Congress, including bill numbers, cosponsor counts and the cost debate. more…
Do You Need Medicare Part B If You Have FEHB? A Break-Even Framework
Adding Medicare Part B to Federal Employees Health Benefits (FEHB) coverage does not lower your FEHB premium. It is an add-on cost of $2,434.80 a year at the 2026 standard rate, offset only by what your plan reimburses or waives. This framework walks through the break-even math, how income-based premiums change it, and what the permanent late-enrollment penalty can cost if you wait. more…
10 Most Common Mistakes to Avoid When Purchasing Life Insurance
Ed Zurndorfer outlines errors individuals often make when purchasing and owning a life insurance policy
2025 Health Insurance Plan Options & Comparison Tools
Get the latest the official information online for the 2024 plan year of the Federal Employees Health Benefits (FEHB) program. Dental and vision (FEDVIP) details are also available...
Your Federal Health Benefits & Medicare: Helpful Resources from OPM
The Office of Personnel Management offers several resources for federal employees and retirees regarding Medicare and how it works with the Federal Employees Health Benefits (FEHB) program...
Guide to Federal Retiree COLAs: What Are They and How Are They Calculated?
Understand what the cost-of-living adjustment is, how it is computed, and how it affects CSRS and FERS annuities, survivor annuities, and other federal employee death benefits...
10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Learn the 10 biggest federal retirement planning mistakes that many employees make before leaving civil service including CSRS, FERS, Thrift Savings Plan...
Federal Retirement Planning Checklists
Checklists for 5-10 years from retirement, one year away from retirement, and for your first year after retirement...