Provides CSRS and FERS Federal Retirement Planning Tools and Resources: Thrift Savings - TSP, FEGLI, FEHB and more.
Retirement planning resources for federal employees, postal employees, law enforcement, firefighters and air traffic controllers

Home     News     Retirement Articles     Retirement Resources     CSRS     FERS     TSP     FEGLI     FEHB     Contact     About    

Quick Links
- 2009 Federal Pay Tables
- 2009 TSP Contribute Limits
- 2009 Federal Retiree COLA 
- 2009 Federal Holidays
- 2009 Federal Leave Chart
- NSPS Assesssment Guide

Discount Dental Plans
Search for a dentist in your area from more than 30 national and regional plans

 CSRS Retirement
 Overview - CSRS
 Eligibility - CSRS
 Creditable Service -CSRS
 Survivor Benefits - CSRS
 Annuity Calculation-CSRS
 FERS Retirement
 Overview - FERS
 Eligibility - FERS
 Creditable Service -FERS
 Thrift Savings Plan
 Thrift Savings -Overview
 TSP Investment Choices
 TSP Loan Program
 TSP Contributions
 TSP Withdrawals
 TSP Returns
 Access Your TSP Account
 Insurance
 FEGLI - Life Insurance
 FEHB - Health Benefits
 Medicare
 FEDVIP - Dental/Vision
 FSAFEDS - Flex Spending
 Retirement Living
 Relocation / Real Estate
 Retirement Jobs

_

Home | Ed Zurndorfer Articles

Federal Retirement Benefits Articles
by Edward A. Zurndorfer

Edward A. Zurndorfer is a contributing author to My Federal Retirement.

Ed is a Certified Financial Planner (CFP).  an instructor of many federal employee retirement seminars for the National Institute of Transition Planning, a weekly columnist for Federal Employees News Digest, an author of numerous books for 1105 Media's Government Publications Group, and is the moderator of the Q&A forum on FederalSoup.com. Ed is also a retired federal employee with 32 years of service at the Department of Commerce, and a former columnist for Federal Times.

You can receive Ed's columns free by email (which are included in the My Federal Retirement email alerts) by simply entering your email address below:

What Happens to Unused Annual Leave When a Federal Employee Leaves Service?
Edward A. Zurndorfer, CFP
Upon leaving federal service, a federal employee is entitled to a lump-sum payment for any accumulated and unused annual leave . . . more
How to Choose the Best Day of the Month and Year to Retire
Edward A. Zurndorfer, CFP
Choosing when to retire is one of the most difficult decisions, and for federal employees, choosing the "best" day to retire -- the best day of the month and the best day of the year -- may present yet another additional financial challenge . . . more
High-3 Average Salary: What Is It and How Is It Calculated?
Edward A. Zurndorfer, CFP
All retiring federal employees will receive an annuity that is computed based on their length of federal service and their high-three average salaries. Learn what it is, and how it's calculated. Includes helpful examples. . . . more
Important Lessons for TSP Participants Resulting from the 2008 Stock Market Downturn
Edward A. Zurndorfer, CFP
Certified Financial Planner Ed Zurndorfer offers Thrift Savings Plan participants timely recommendations on their investments -- plus tips on how to save more and spend less in 2009. . . . more
What Federal Employees Should Consider About TSP Loans
Edward A. Zurndorfer, CFP
More and more Americans are taking out loans against their retirement savings plans due to troubling economic times. Federal employee benefits expert Edward Zurndorfer provides insight on the pros and cons of TSP loans. . . . more
Does Repaying Social Security Benefits Make Sense for Federal Employees?
Edward A. Zurndorfer, CFP
Repaying one's Social Security benefits (for those who started to receive Social Security benefits before they attain their full retirement age), could result in a fairly lucrative "nest egg" in the near future. . . . more
Windfall Elimination Provision (WEP) Guide: How the Social Security WEP Affects Federal Annuitants & Spouses
Edward A. Zurndorfer, CFP
Learn what the WEP is, why it was created, who is affected, and 3 steps on how to calculate its potential reduction in Social Security benefits. Includes helpful links to other resources, plus a handy chart to determine the maximum monthly amount your benefit may be reduced. . . . more

New!
Read articles written by federal benefits expert and Certified Financial Planner, Edward Zurndorfer