|
|
 |
| Home |
Ed Zurndorfer Articles
|
Federal Retirement Benefits Articles
by Edward A. Zurndorfer
Edward A. Zurndorfer is a contributing author to My Federal
Retirement.
Ed is a Certified Financial Planner (CFP). an instructor of
many federal employee retirement seminars for the National Institute of
Transition Planning, a weekly columnist for Federal Employees News Digest, an
author of numerous books for 1105 Media's Government Publications Group, and is
the moderator of the Q&A forum on FederalSoup.com. Ed is also a retired
federal employee with 32 years of service at the Department of Commerce, and a
former columnist for Federal Times.
You can receive Ed's columns free by
email (which are included in the My Federal Retirement email
alerts) by simply entering your email address
below:
|
Year End Investment and Tax Planning May Be a Challenge for Many Individuals
Edward A. Zurndorfer, Certified Financial Planner
Year-end tax planning may prove to be something other than straightforward. The extreme downturn in the stock market during 2008, the rebound in the stock market during most of 2009, and the uncertain direction of future tax rates are proving to be a challenge for individual investors who are performing year end investment analyses and perhaps rebalancing their non-retirement investment portfolios . . . more
|
Now May Be the Time to Undo a 2008 Roth IRA Conversion
Edward A. Zurndorfer, CFP
Many individuals who converted their traditional IRAs to Roth IRAs during 2008 saw their converted Roth IRAs drastically decline in value. They also paid federal and state income taxes on the converted Roth IRAs that are currently worth much less than they were before they were converted. Learn how The Internal Revenue Code (IRC) provides a tax savings -- if not a tax elimination -- opportunity for those who performed Roth IRA conversions during 2008, allowing them to "recharacterize" their Roth IRAs and eliminate the tax liability . . . more
|
TSP Loans: What Federal Employees Should Consider
Edward A. Zurndorfer, CFP
More and more Americans are taking out loans against their retirement savings plans due to troubling economic times. Federal employee benefits expert Edward Zurndorfer provides insight on the pros and cons of TSP loans. . . . more
|
Guide to CSRS Offset Retirement Benefits and Rules
Edward A. Zurndorfer, CFP
Federal benefits expert, Ed Zurndorfer, unravels the complicated rules and benefits of CSRS Offset retirement. Learn who is categorized as a CSRS Offset employee, how your annuity is calculated in relation to Social Security, and when a potential elimination or reduction of benefits may occur. Includes several practical examples . . . more
|
Understanding "Deferred" and "Postponed" Federal Retirement
Edward A. Zurndorfer, CFP
Federal benefits expert, Ed Zurndorfer, outlines the eligibility requirements, benefits and consequences of taking a deferred or postponed retirement option. Includes practical examples for both CSRS and FERS employees . . . more
|
FERS Refund of Employee Retirement Contributions
Edward A. Zurndorfer, CFP
Learn the ins and outs of how a refund payment is made for a FERS employee's retirement contributions when the employee leaves federal service before he or she is able to retire. Practical examples are provided . . . more
|
CSRS Refund of Employee Retirement Contributions
Edward A. Zurndorfer, CFP
Learn the ins and outs of how a refund payment is made for a CSRS employee's retirement contributions when the employee leaves federal service before he or she is able to retire . . . more
|
|
|
|
|
|
|
|
|
|
|
|
| Featured Columnist
Read articles written by federal benefits expert and Certified Financial Planner, Edward Zurndorfer |
|
|
Overview - CSRS
