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What if I Don’t Qualify for a VERA or DSR?

April 22, 2025 Chris Kowalik

Chris Kowalik explores what happens when a federal employee is facing a RIF, but doesn’t qualify for an early out or a discontinued service retirement.

Key takeaways:

  • Requirements to qualify for an Early Out
  • Requirements to qualify for a Discontinued Service Retirement
  • What an employee may be eligible to receive (such as a cash incentive or severance pay)
  • How an employee may qualify for a federal pension later


Additional resources:

  • RIF training series
  • OPM’s severance pay worksheet
  • OPM’s VSIP eligibility
  • Local workshop locations and dates
  • View all podcast episodes

Related:

  • Reduction in Force (RIF) Training Series
  • Reduction in Force (RIF) Fact Sheets

About Chris Kowalik

Chris Kowalik is a federal retirement expert and frequent speaker to federal employee groups nationwide. In her highly-acclaimed FedImpact Workshops, the FedImpact Podcast, and the FedImpact Webinars, she empowers employees to make confident decisions as they plan for the days when they no longer have to work. Chris’ candid and straightforward nature allows employees to get the answers they need and understand the impact these decisions have on their retirement.
DISCLAIMER: The information presented on MyFederalRetirement.com is provided for general information purposes. The information has been obtained from sources considered to be reliable. The information is offered with the understanding that the publisher is not engaged in rendering legal, accounting or other professional services. If legal advice or other expert assistance is required, the services of a competent professional should be sought. For more information, please read our Terms of Service.
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