The Office of Personnel Management has finalized four new locality pay areas for 2024 adding approximately 33,000 federal employees to the locality pay system more…
Medicare Part B Enrollees Can Appeal IRMAA Premium Notices
Some federal retirees are subject to Medicare Part B premium surcharges. Ed Zurndorfer explains what federal employees and retirees can do to request a reconsideration of their Medicare Part B premiums. Examples are included. more…
Federal Employees and Retirees Should Review Dental Insurance Choices Annually
Ed Zurndorfer discusses the importance of evaluating dental insurance during the annual federal benefits open season with recommendations more…
What Is a Health Reimbursement Account and How Does It Work?
Ed Zurndorfer explains the advantages and disadvantages of an HRA under the Federal Employees Health Benefits program — and how it differs from a Health Savings Account (HSA) more…
Understanding the Pitfalls of HSAs and Medicare
Ed Zurndorfer highlights the important rules that an health savings account owner in their 60’s needs to heed in order to avoid being subject to an IRS penalty when they enroll in Medicare. Practical examples are included more…





