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President Issues Notice of 2019 Federal Pay Freeze Plan

August 30, 2018 My Federal Retirement

In a letter to Congress on Thursday, President Trump said he is exercising his authority to implement a 2019 pay freeze for civilian federal employees more…

Social Security Benefits Lose 34% of Buying Power Since 2000, Study Shows

August 29, 2018 My Federal Retirement

The study’s findings indicate the loss occurred even though beneficiaries received a 2% annual cost-of-living adjustment for 2018. The Senior Citizens League estimates the 2019 COLA 2019 will be about 3.3% more…

Federal Employees Should Explore Alternatives for Paying Future Long-Term Care Expenses (Part II)

August 27, 2018 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Soaring premiums for stand-alone LTC policies in recent years have caused individuals to seek options. Federal benefits expert, Ed Zurndorfer, discusses combined life insurance and long-term care insurance policies — and the pros and cons of this alternative more…

Federal Employees Should Explore Alternatives for Paying Future Long-Term Care Expenses (Part I)

August 21, 2018 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Today’s and future retirees face extended life expectancies and rising costs for nursing home stays, assisted living facilities and home health care. Federal benefits expert Ed Zurndorfer discusses the alternatives for stand-alone LTC insurance policies — including a combination fixed annuity with payouts for long-term expenses more…

How Health Savings Accounts (HSAs) Can Reduce the Cost of Medical Care (Part II)

August 14, 2018 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefit expert, Ed Zurndorfer, discusses how HSAs are a great way for federal employees and retirees to get tax deductions for medical expenses — including long term care expenses and Medicare Part B premiums more…

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