Ed Zurndorfer examines some of the federal employee choices and considerations for purchasing an individual life insurance, including term vs. permanent (cash value) policies, and factors that affect the cost of premiums more…
2025 Federal Pay Raise: White House Releases Alternative Pay Plan Letter
The plan proposes an the across-the-board 2025 federal employee pay raise of 1.7 percent and locality pay increases will average 0.3 percent, resulting in an overall average increase of 2.0 percent for civilian federal employees more…
Choosing the Best Life Insurance Coverage for Federal Employees
By understanding how life insurance works — and how to shop for it — a federal employee can find the best coverage to their needs. In the first column of a 5-part series, Ed Zurndorfer explains life insurance and which individuals should seek this coverage more…
Making a Retroactive Claim for Social Security Retirement Benefits
The Social Security Administration allows an individual who has passed their full retirement age (FRA) to file for a retroactive retirement benefit. Ed Zurndorfer explains how to do it with practical examples. more…
Suspending Social Security Monthly Benefits
Ed Zurndorfer explains the strategy and process for increasing Social Security benefits by suspending it until reaching full retirement age, and refiling for benefits more…