Ed Zurndorfer outlines the most common mistakes federal retirees can make with respect to Medicare — and how they can avoid them
Guide to Federal Retiree COLAs: What Are They and How Are They Calculated?
Ed Zurndorfer gives an overview of an often confusing topic: Understanding what the cost-of-living adjustment (COLA) is, how it is computed, and how it affects CSRS and FERS annuities, survivor annuities, and other federal employee death benefits. Several practical examples are included more…
Roth IRAs and Potential Estate Tax Savings
Ed Zurndorfer discusses how converting traditional IRAs, and/or rollovers of traditional TSP to traditional IRAs (which are then converted to Roth IRAs) can result in estate tax savings for federal retirees more…
IRS Postpones Mandatory Roth Catch-Up Retirement Contributions Until 2026
Eligible federal employees aged 50 and older can continue making catch-up contributions to the traditional Thrift Savings Plan rather than being required to have their catch-up contributions go the Roth TSP more…
With Average 86% Increase in FLTCIP Premiums, Self-Insuring Long Term Care Becomes a Consideration
Ed Zurndorfer explains why an increasing number of federal employees and retirees may want to consider self-insuring as a means of supplementing their FLTCIP LTC coverage rather than pay additional premiums in order to keep their FLTCIP benefits more…