Understand the distinction between the two — and why it matters to federal employees and retirees.
- PAY RAISES: When, why, and how they are applied—and what effect this has on your initial federal pension
- COLAs: When, why, and how they are applied—and what effect this has on how your federal pension changes over time
- PROJECTIONS: Current projections for 2026’s anticipated pay raises and how newly announced COLAs will be implemented in retirement
- DIFFERENCES: The main differences between how each is applied to CSRS and FERS—and the often significant financial impact on each
- Download Handouts
- Register for our next 30-minute webinar: FedImpact.com/webinar
- Find a comprehensive retirement workshop for your area: FedImpact.com/attend
About Chris Kowalik
Chris Kowalik is a federal retirement expert and frequent speaker to federal employee groups nationwide. In her highly-acclaimed FedImpact Workshops, the FedImpact Podcast, and the FedImpact Webinars, she empowers employees to make confident decisions as they plan for the days when they no longer have to work. Chris’ candid and straightforward nature allows employees to get the answers they need and understand the impact these decisions have on their retirement.
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