Retirement plan rollovers are an important part of a federal employee or retiree’s overall retirement savings — especially true those who own multiple retirement accounts, including the Thrift Savings Plan, IRAs, and other retirement accounts such as a 401(k). Ed Zurndorfer provides insight on rollovers to help federal employees and retirees consolidate accounts or optimize their tax strategy
Thrift Savings Plan (TSP)
What Should You Do With Your TSP Account When You Retire?
The decision as to what a retiring federal employee should do with their Thrift Savings Plan accounts needs to be considered carefully. Ed Zurndorfer outlines the consequences of each choice.
What Departing Federal Employees Can (and Cannot) Do With Their TSP Account
Ed Zurndorfer discusses TSP contributions, TSP loans, withdrawals and distributions (RMDs)
Latest TSP Share Prices
Get the latest Thrift Savings Plan share prices which determines the value of your TSP account at the end each business day
Reconsidering Your Mix of TSP Funds During a Volatile Market
A retired federal employee and long-time Thrift Savings Plan multimillionaire shares it might be a good time for Thrift Savings Plan participants to reconsider their mix of funds and why it’s a “perfect buying opportunity.”
Understanding the Volatility of TSP Share Prices and the Benefits of Dollar-Cost Averaging
In a volatile market, many TSP investors become increasingly fearful of how much, when, where and even if they should continue contributing in the TSP. Learn how dollar-cost averaging can potentially work in your benefit over the long haul
Understanding TSP Vesting Requirements and TSP Service Computation Date
There are federal employees who are losing their federal jobs due to reductions-in-force (RIFs) or elimination of job positions. Most of these employees are not eligible to immediately retire from federal service. A question that these employees may be asking: What happens to their Thrift Savings Plan accounts? Ed Zurndorfer discusses vesting the TSP requirements
Pre-Age 55 Penalty-Free TSP Withdrawals: Partial Rollover of a Traditional TSP Account to a Traditional IRA
With perhaps thousands of federal employees having to leave federal service as a result of reductions-in-force (RIFs), the question becomes for many: How to access their Thrift Savings Plan accounts? In column one of a two-part series, Ed Zurndorfer discusses how separated federal employees younger than age 55 can make penalty-free TSP withdrawals. Presented in this column is the partial rollover of a traditional TSP account to a traditional IRA
Pre-Age 55 Penalty-Free TSP Withdrawals: TSP Annuity and TSP Monthly Payments Based on Life Expectancy
With perhaps thousands of federal employees having to leave federal service as a result of reductions-in-force (RIFs), the question becomes for many: How to access their Thrift Savings Plan accounts? In column one of a two-part series, Ed Zurndorfer discusses how separated federal employees younger than age 55 can make penalty-free TSP withdrawals. Presented in this column is the TSP annuity and TSP monthly payments based on life expectancy
End of Year Deadline for Required Minimum Distributions
Ed Zurndorfer explains which federal employees and retirees must take a required minimum distribution (RMD) from their retirement savings with a strict end-of-year deadline. Practical examples are included