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16 Things Seniors Born Between 1941-1969 Could Take Advantage Of

There are a number of lesser-known programs that can help slash bills, reduce insurance costs, and unlock powerful financial perks — right now.
We pulled together some of the most valuable money moves for 2026. Cut expenses, boost your retirement, and recession-proof your finances.

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FedImpact: Candid Insights for Your Federal Retirement

FedImpact

Chris Kowalik is a nationally recognized federal employee retirement benefits expert, and a frequent speaker and trainer for federal employee organizations and financial service firms throughout the country.

As the developer of the Federal Retirement Impact Workshop, Chris has analyzed the challenging retirement scenarios for thousands of federal and postal employees – helping them to avoid costly mistakes, and highlighting opportunities for them to gain greater financial security in their retirement years.

How CSRS Employees Are Impacted by Social Security’s WEP and GPO Provisions

August 17, 2016 Chris Kowalik

Federal retirement expert, Chris Kowalik, helps eligible CSRS employees understand how their Social Security benefit may be financially impacted by two provisions — the Windfall Elimination Provision and the Government Pension Offset — so they know what to expect in retirement more…

Why 62 Is the Magic Age for FERS Employees to Retire

August 2, 2016 Chris Kowalik

Federal retirement expert, Chris Kowalik, helps FERS employees to understand the potentially significant incentives in store for them if they can hang on to retire from federal service until age 62. more…

There’s A Lot to Love About the Thrift Savings Plan – and Some Surprises, Too

July 18, 2016 Chris Kowalik

Federal retirement expert, Chris Kowalik,helps federal employees better understand their TSP options while working, and begin to leverage the TSP to be a powerful part of their bigger retirement picture. Plus — a few bonuses and challenges to help them make the most out of their TSP experience more…

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