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FERS (Federal Employees Retirement System)

10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)

August 3, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

TSP Mistakes

Learn the 10 biggest federal retirement planning mistakes that many employees make before leaving civil service including CSRS, FERS, Thrift Savings plan and more more…

Bill Would Give Equal COLA to Both FERS and CSRS Federal Retirees

June 16, 2022 My Federal Retirement

Cost of living adjustment (COLA) prediction

If passed, the Equal COLA Act would give federal retirees in both FERS and CSRS the same annual  cost of living adjustment each year more…

Divorce and Federal Employees – Part I: Court Orders and CSRS and FERS Annuities

June 6, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses how court orders associated with a divorce can affect a federal employee’s CSRS or FERS annuity. more…

Advantages and Disadvantages of FERS Deferred Retirement

May 24, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, outlines the option for deferred retirement — including the requirements for a FERS employee to elect this option and its pros and cons. Example scenarios are provided. more…

New Login Tool Required for OPM’s Retirement Services Online Starting May 26

May 23, 2022 My Federal Retirement

The service provides access for federal retirees and annuitants to manage their annuity payment information, federal and state tax withholding, tax forms, and other benefits more…

Advantages and Disadvantages of FERS MRA+10 and MRA+20 Postponed Retirement

May 17, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

retirement

Federal benefits expert, Ed Zurndorfer, discusses a retirement option available to a FERS employee eligible for the MRA+10 or the MRA +20 immediate retirement. This option allows a FERS employee to avoid any reduction in their FERS annuity by opting for what is called a “postponed” retirement more…

Advantages and Disadvantages of FERS MRA+10 and MRA+20 Immediate Retirement

May 10, 2022 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

retirement

Federal benefits expert, Ed Zurndorfer, discusses the rules for a reduced optional retirement referred to as an MRA+10 or an MRA+20 FERS retirement. This type of immediate retirement allows an eligible FERS employee to receive an immediate annuity as early as the employee’s minimum retirement age and with as little as 10 years of FERS service more…

2021 TSP Annual Statements and 1099-R Forms Now Available

February 4, 2022 My Federal Retirement

The TSP recommends all participants review the statements thoroughly to identify any errors or unauthorized activity more…

Understanding the Rules for FERS Disability Retirement – Part II

September 16, 2021 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Federal benefits expert, Ed Zurndorfer, discusses a federal employee’s electing either a FERS disability retirement (which includes a FERS disability annuity) or receiving workers’ compensation benefits more…

Most Common Federal Retirement Application Errors

My Federal Retirement

Federal employees nearing retirement are encouraged to review the data in order to lessen the possible delay in receiving their benefits more…

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