Ed Zurndorfer outlines the eligibility requirements for a spousal survivor annuity resulting from the death of a former FERS-covered employee — plus the computation of the survivor annuity and the application procedures more…
FERS (Federal Employees Retirement System)
Spousal Survivor Benefits Upon the Death of a FERS Annuitant
Federal benefits expert, Ed Zurndorfer, outlines the the spousal benefits paid to the surviving spouse of a deceased FERS annuitant including: amount payable as a survivor annuity, effect of COLAs, lump-sum credit payments, spousal Special Retirement Supplement annuity, and more. Several practical examples are included… more…
Spousal Survivor Benefits Upon the Death of a Federal Employee
Federal benefits expert, Ed Zurndorfer, discusses spousal benefits that are given to a surviving spouse upon the death of a married federal employee more…
10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Learn the 10 biggest federal retirement planning mistakes that many employees make before leaving civil service including CSRS, FERS, Thrift Savings plan and more more…
Bill Would Give Equal COLA to Both FERS and CSRS Federal Retirees
If passed, the Equal COLA Act would give federal retirees in both FERS and CSRS the same annual cost of living adjustment each year more…
Divorce and Federal Employees – Part I: Court Orders and CSRS and FERS Annuities
Federal benefits expert, Ed Zurndorfer, discusses how court orders associated with a divorce can affect a federal employee’s CSRS or FERS annuity. more…
Advantages and Disadvantages of FERS Deferred Retirement
Federal benefits expert, Ed Zurndorfer, outlines the option for deferred retirement — including the requirements for a FERS employee to elect this option and its pros and cons. Example scenarios are provided. more…
New Login Tool Required for OPM’s Retirement Services Online Starting May 26
The service provides access for federal retirees and annuitants to manage their annuity payment information, federal and state tax withholding, tax forms, and other benefits more…
Advantages and Disadvantages of FERS MRA+10 and MRA+20 Postponed Retirement
Federal benefits expert, Ed Zurndorfer, discusses a retirement option available to a FERS employee eligible for the MRA+10 or the MRA +20 immediate retirement. This option allows a FERS employee to avoid any reduction in their FERS annuity by opting for what is called a “postponed” retirement more…
Advantages and Disadvantages of FERS MRA+10 and MRA+20 Immediate Retirement
Federal benefits expert, Ed Zurndorfer, discusses the rules for a reduced optional retirement referred to as an MRA+10 or an MRA+20 FERS retirement. This type of immediate retirement allows an eligible FERS employee to receive an immediate annuity as early as the employee’s minimum retirement age and with as little as 10 years of FERS service more…