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FEHB (Federal Employees Health Benefits)

How Health Savings Account Contributions & Distributions Work

November 26, 2024 My Federal Retirement

HSAs are a tax advantaged way for federal employees and retirees to pay their qualified medical expenses. Ed Zurndorfer outlines how HSA contributions and distributions work, including practical examples more…

Federal Employees Should Consider a Health Care FSA for 2025

November 21, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Health care costs are increasing at a rate that exceeds inflation. A health care flexible spending account allows an employee to be reimbursed for out-of-pocket medical, dental or vision expenses. Ed Zurndorfer, explains why every employee should consider enrolling or enrolling in an HCFSA during open season more…

2025 FEHB Health Plan Choices

November 19, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Selecting a health insurance plan is not an easy task. Ed Zurndorfer discusses the distinct types of health insurance plans offered through the Federal Employees Health Benefits program to help in the selection of the plan that best meets medical needs at the least possible cost more…

Understanding Consequences of FEHB Cancellation and Suspension

November 14, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer explains the three reasons a federal retiree or a spousal survivor annuitant can suspend their Federal Employees Health Benefits program enrollment and the consequences more…

Tax Savings with FEHB, FEDVIP and Health Care Flexible Spending Accounts

October 23, 2024 My Federal Retirement

Ed Zurndorfer discusses the important tax savings associated with the Federal Employees Health Benefits program, the Federal Employees Dental and Vision Insurance Program, and the health care flexible spending accounts (HCFSAs) offered through FSAFEDS more…

Survivor Annuitants Also Need to Make Decisions During 2024 Benefits Open Season

October 17, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Spousal survivor annuitants will need to make decisions about their health, dental and vision insurance benefits for 2025 during the upcoming benefits open season. Ed Zurndorfer discusses continued enrollment in the FEHB program and FEDVIP for family members, including eligibility and cost more…

Understanding the New Postal Service Health Benefits (PSHB) Program

October 16, 2024 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer outlines the new Postal Service Health Benefits program that starts Jan. 1, 2025 — including how it compares to FEHB, enrollment and open season, cost savings for Medicare Part B/Advantage, and pharmacy benefits for those eligible more…

Federal Employee Eligibility for FEHB After Retirement

Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer outlines the important requirements for an employee to continue Federal Employee Health Benefits (FEHB) health insurance benefits during retirement. Practical examples are included more…

OPM Announces Crack Down on Ineligible FEHB Enrollees

May 6, 2024 My Federal Retirement

The Office of Personnel Management has new tools to reduce the number of ineligible enrollments in the Federal Employees Health Benefits program more…

FEHB Program Cost Saving Suggestions For Federal Retirees and Annuitants

December 7, 2023 Edward A. Zurndorfer, CERTIFIED FINANCIAL PLANNER®

Ed Zurndorfer discusses four different suggestions on how federal retirees and annuitants can reduce their Federal Employees Health Benefits insurance plan out-of-pocket expenses — including those enrolled in Medicare more…

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