Federal benefits expert, Ed Zurndorfer, discusses IRA contributions (including spousal IRA contributions), qualified charitable distributions, required minimum distributions (RMDs) and rollovers following the death of a traditional IRA and Roth IRA owner more…
Recent Articles
Locality Pay Increases Could Affect 30,000 Federal Employees
The Federal Salary Council recommended a list of new locality pay areas and adjustments that would improve the salaries of nearly 30,000 federal employees if implemented more…
Spousal Survivor Benefits Upon the Death of a Former Federal Employee
Ed Zurndorfer outlines the eligibility requirements for a spousal survivor annuity resulting from the death of a former FERS-covered employee — plus the computation of the survivor annuity and the application procedures more…
GAO Agrees to Investigate Problems of New TSP Website
Thrift Savings Plan participants have reported difficulties accessing accounts, discrepancies in account balances, missing or incomplete information, and hours-long wait times to reach customer service since the June roll-out of new features more…
Spousal Survivor Benefits Upon the Death of a FERS Annuitant
Federal benefits expert, Ed Zurndorfer, outlines the the spousal benefits paid to the surviving spouse of a deceased FERS annuitant including: amount payable as a survivor annuity, effect of COLAs, lump-sum credit payments, spousal Special Retirement Supplement annuity, and more. Several practical examples are included… more…
Spousal Survivor Benefits Upon the Death of a CSRS/CSRS Offset Annuitant
Federal benefits expert, Ed Zurndorfer, outlines the the spousal benefits paid to the surviving spouse of a deceased CSRS and CSRS Offset annuitant including: eligibility requirements, the amount payable as a survivor annuity, the reduction to a survivor annuity, duration of the annuity and more. Several practical examples are included… more…
NARFE Urges Congress to Waive Required Retirement Savings Withdrawals Due to High Inflation
The National Active and Retired Federal Employees Association asked Congress to suspend the requirement that retirees age 72 and older take distributions (RMDs) from retirement savings accounts such as the Thrift Savings Plan more…
Spousal Survivor Benefits Upon the Death of a Federal Employee
Federal benefits expert, Ed Zurndorfer, discusses spousal benefits that are given to a surviving spouse upon the death of a married federal employee more…
10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Learn the 10 biggest federal retirement planning mistakes that many employees make before leaving civil service including CSRS, FERS, Thrift Savings plan and more more…
Why the US Treasury Series I Bond Is an Attractive Investment During Periods of High Inflation
Federal benefits expert, Ed Zurndorfer, explains Series I savings bonds — how interest rates work, which investors should consider them, and how to buy them more…