Why more federal employees and retirees are protecting their retirement savings using this overlooked, IRS-approved program
Ed Zurndorfer discusses the importance of evaluating dental insurance during the annual federal benefits open season with recommendations more…
Recent Articles
What Is a Health Reimbursement Account and How Does It Work?
Ed Zurndorfer explains the advantages and disadvantages of an HRA under the Federal Employees Health Benefits program — and how it differs from a Health Savings Account (HSA) more…
Understanding the Pitfalls of HSAs and Medicare
Ed Zurndorfer highlights the important rules that an health savings account owner in their 60’s needs to heed in order to avoid being subject to an IRS penalty when they enroll in Medicare. Practical examples are included more…
Health Care FSA Contribution Limits Increase for 2024
Enrolling in an FSA during open season gives participants a pre-tax benefit that’s used to pay for eligible medical, dental, and vision care expenses not covered by a health care insurance plan more…
Senate Bill Would Increase COLA for Many Federal Retirees
If passed, the Equal COLA Act would end the disparity between the two federal retirement systems (CSRS and FERS) and ensure all federal retirees receive full cost-of-living adjustments on their annuities more…
Rules for Keeping FEHB Health Benefits in Retirement
Ed Zurndorfer outlines the requirements needed to be met for federal employees to keep their Federal Employee Health Benefits into retirement more…
What to Expect for the 2023 Federal Benefits Open Season
Ed Zurndorfer discusses important details for the Federal Benefits Health Benefits (FEHB) program federal employees and retirees should be aware of in 2024 more…
80% of Retirees Want Better Inflation Protection
According to a new survey, 80% percent of retirees think Congress should beef up inflation protection by providing a cost-of-living adjustment (COLA) that more closely reflects inflation experienced by older adults more…
TSP Catch-Up Contributions Will Change in 2026
The Thrift Savings Plan will use a two-year transition period to conform to new IRS guidance regarding how some federal employees can make catch-up contributions to their TSP account more…
FEHB Offers Enhanced Medicare Advantage and Medicare Part D Plans for Federal Retirees — Part 2
Ed Zurndorfer outlines important considerations for the separate supplement Medicare Part D prescription drug plans now offered by several insurance carriers in the Federal Employee Health Benefits program more…