Tackle your credit card debt by paying 0% interest for up to 21 months
Your retirement date often comes sooner than you may have had a chance to fully prepare. Ed Zurndorfer outlines the most common areas that need to be addressed by federal employees who plan to retire within the next few years more…
Recent Articles
10 Thrift Savings Plan Mistakes Federal Employees Should Avoid
Federal benefits expert Ed Zurndorfer discusses common mistakes to avoid when investing in the TSP in order to maximize growth and preserve your savings throughout your retirement years more…
Proposed Legislation Would Repeal Social Security Tax
In a recent survey, during the 2023 tax season, 23 percent of those who received Social Security for three years or more said they paid tax for the first time more…
10 Costly TSP and IRA Rollover Errors Federal Employees and Retirees Should Avoid
Many Thrift Savings Plan participants who own traditional IRAs and Roth IRAs choose at some time to rollover their TSP account and/or IRAs. While a rollover does not have to be a stressful experience, rollover errors can be costly. Ed Zurndorfer discusses how federal employees and retirees can avoid ten of the costliest mistakes more…
2025 Federal Pay Raise Proposed at 7.4%
Congressman Gerry Connolly (D-VA) and Senator Brian Schatz (D-HI) reintroduced legislation last week that would provide federal employees with a 2025 pay raise of 7.4 percent more…
Maximizing Social Security Benefits and the ‘Deemed Filing’ Rule
Many individuals preparing to claim Social Security retirement benefits are not aware of the Social Security “deemed filing” rule. Ed Zurndorfer explains it, and provides suggestions for married couples in which both spouses are eligible for a Social Security monthly retirement benefit as to how maximize their lifetime benefits more…
OPM Restricts Salary History in Setting Federal Pay
The Office of Personnel Management issued a final rule Tuesday eliminating the use of non-federal salary history in establishing pay for job offers to newly-hired or returning federal employees more…
TSP and IRA Tax-Planning Moves for Federal Employees and Retirees
The stock market reached all-time highs during 2023. While that is encouraging news for TSP participants and IRA owners, Ed Zurndorfer suggests some tax-planning moves that federal employees and retirees should consider, including required minimum distributions (RMDs), Roth IRA conversions, and charitable distributions more…
FEGLI Handbook from OPM
The Office of Personnel Management has updated the handbook for the Federal Employees’ Group Life Insurance program more…
FEGLI Calculator: Calculating Federal Employees Group Life Insurance Options and Premiums
The FEGLI calculator will help you determine the face value and premiums of various combinations of FEGLI coverage plus plus view how the life insurance carried into retirement will change over time more…