Soaring premiums for stand-alone LTC policies in recent years have caused individuals to seek options. Federal benefits expert, Ed Zurndorfer, discusses combined life insurance and long-term care insurance policies — and the pros and cons of this alternative more…
Recent Articles
Federal Employees Should Explore Alternatives for Paying Future Long-Term Care Expenses (Part I)
Today’s and future retirees face extended life expectancies and rising costs for nursing home stays, assisted living facilities and home health care. Federal benefits expert Ed Zurndorfer discusses the alternatives for stand-alone LTC insurance policies — including a combination fixed annuity with payouts for long-term expenses more…
How Health Savings Accounts (HSAs) Can Reduce the Cost of Medical Care (Part II)
Federal benefit expert, Ed Zurndorfer, discusses how HSAs are a great way for federal employees and retirees to get tax deductions for medical expenses — including long term care expenses and Medicare Part B premiums more…
How Health Savings Accounts (HSAs) Can Reduce the Cost of Medical Care (Part I)
To reduce the cost of medical care using HSAs, it is imperative that federal employees and retirees fully understand the rules. Federal benefits expert Ed Zurndorfer discusses HSA eligibility and what types of medical expenses can be paid from an HSA more…
Senate Approves 2019 Federal Pay Raise
While the Senate approved a pay increase for civilian federal employees for next year, it will need to resolve its differences with the House more…
IRS to Address Recent Changes to 529 Education Savings Plans
The Internal Revenue Service plans to issue regulations on three recent tax law changes affecting popular 529 education savings plans more…
How the Thrift Savings Plan Is Taxed
Federal benefits expert Ed Zurndorfer discusses how the method a TSP account owner withdraws their account balance determines when federal and state income taxes are levied more…
White House Resists Senate Proposal for 2019 Pay Raise
The Office of Management and Budget (OMB) Tuesday expressed opposition to a Senate spending bill… more…
Bipartisan Legislation Would Provide Financial Relief to Some Federal Employees
If passed, the bill would close a loophole that prevents certain federal workers from having additional taxes on their moving expenses fully reimbursed. more…
House Remains Silent on 2019 Federal Pay Raise
The final pay raise could involve negotiations between the two legislative chambers before it’s officially announced likely in late December. more…