Federal benefits expert, Ed Zurndorfer, discusses important factors that federal employees and retirees should consider in making their decision for FEHB health care coverage during 2019. more…
FEHB ‘Premium Conversion’ Becomes More Beneficial Under New Tax Law
Federal benefits expert, Ed Zurndorfer, explains what premium conversion is, how federal employees can save money using it, and why — under the new tax law — most will see even a greater benefit more…
Understanding FERS Disability Retirement – Part I
Federal benefits expert, Ed Zurndorfer, explains the complicated rules of qualifying and establishing eligibility for disability retirement for those covered by the Federal Employees Retirement System more…
Review Your Homeowner’s Insurance Before a Disaster Hits
Recent floods from hurricanes and destruction from wildfires have taught many of homeowners one thing: They most probably have inadequate homeowner’s insurance more…
Oct. 15 Deadline: Reversing Roth IRA Conversions and Filing Income Tax Returns for 2017
Federal benefits expert, Ed Zurndorfer, provides tips for individuals recharacterizing 2017 Roth IRA conversions and those who required extensions for filing their 2017 income tax returns more…
4 Rules Federal Employees Should Know About Roth IRA Conversions
Federal benefits expert, Ed Zurndorfer, outlines some important cautions — and tax consequences — for those considering a conversion of their traditional IRAs to Roth IRAs more…
Individual Retirement Arrangement (IRA) Planning Strategies for 2018
Tax law changes during 2018 that are affecting Individual Retirement Arrangement (IRA) planning strategies this year. Federal benefits expert, Ed Zurndorfer, reviews five of these strategies. more…
Federal Employees Should Explore Alternatives for Paying Future Long-Term Care Expenses (Part II)
Soaring premiums for stand-alone LTC policies in recent years have caused individuals to seek options. Federal benefits expert, Ed Zurndorfer, discusses combined life insurance and long-term care insurance policies — and the pros and cons of this alternative more…
Federal Employees Should Explore Alternatives for Paying Future Long-Term Care Expenses (Part I)
Today’s and future retirees face extended life expectancies and rising costs for nursing home stays, assisted living facilities and home health care. Federal benefits expert Ed Zurndorfer discusses the alternatives for stand-alone LTC insurance policies — including a combination fixed annuity with payouts for long-term expenses more…
How Health Savings Accounts (HSAs) Can Reduce the Cost of Medical Care (Part II)
Federal benefit expert, Ed Zurndorfer, discusses how HSAs are a great way for federal employees and retirees to get tax deductions for medical expenses — including long term care expenses and Medicare Part B premiums more…