Federal benefits expert, Ed Zurndorfer, discusses the lump sum death benefit paid to survivors of deceased CSRS or FERS employees and retirees. more…
Survivor Benefits Paid to a Spouse or Former Spouse of a Deceased Federal Employee
Federal benefits expert, Ed Zurndorfer, presents how spouses (or former spouses) of federal employees may be entitled to certain survivor benefits upon the death of the employee. Charts and worksheets are provided. more…
Guide for Surviving Beneficiaries Upon the Passing of an Active or Retired Federal Employee
Federal benefits expert, Ed Zurndorfer, provides a checklist of tasks that need to be performed to receive survivor benefits more…
How Medicare Affects Those With Health Savings Accounts in Retirement
Federal benefits expert, Ed Zurndorfer, helps federal employees and retirees navigate the considerations of having a tax-advantaged HSA while enrolled in Medicare more…
What Federal Employees Need to Know About FEHB and Medicare – Part 3
Federal benefits expert, Ed Zurndorfer, explains when a Federal Employee Health Benefits plan is considered primary coverage (pays the health care provider first) and Medicare is considered secondary coverage (pays the health care provider whatever remains of the health care expenses) more…
What Federal Employees Need to Know About FEHB and Medicare – Part 2
In part two of this series, federal benefits expert, Ed Zurndrofer, explains the consequences of not enrolling in Medicare when first eligible, the advantages of enrolling in Medicare Part B — plus issues regarding Medicare for married couples and those in TRICARE more…
What Federal Employees Need to Know About FEHB and Medicare – Part I
While most employees continue to be covered by the FEHB program once they retire , all federal employees are eligible for Medicare once they become age 65. Federal benefits expert, Ed Zurndorder, explains the basics of Medicare: eligibility, cost and how to determine when to enroll more…
Why Most Federal Employees Should Make Contributions to the Roth TSP
Only a small percentage of federal employees are contributing to the Roth TSP and/or Roth IRAs. Federal benefits and tax expert, Ed Zurndorfer, discusses why contributions to Roth accounts should be an important part of their retirement savings strategy more…
Many Federal Employees and Retirees Need to Fix Tax Withholding for 2019
Many federal employees and retirees had an unhappy surprise when they filed their 2018 income tax returns. Federal benefits and tax expert, Ed Zurndorfer, explains how to avoid large and unexpected income tax balances owed to the IRS or much smaller than expected federal tax refunds next year more…
April 1 Deadline for Some to Take First Required Minimum Distribution
Federal benefits expert, Ed Zurndorfer, discusses the rules for the first required minimum distribution (RMD) from traditional IRAs and/or qualified retirement plans such as the Thrift Savings Plan more…