Learn why thousands of federal employees and retirees are protecting their their retirement savings from inflation and economic uncertainty.
Federal benefits expert, Ed Zurndorfer, provides an overview of the the FERS special retirement supplement, its earning test, and how to report earnings to the Office of Personnel Management. Practical examples are included. more…
TSP Issues Updated Details on Temporary Loan and Withdrawal Options from CARES Act
Federal benefits expert, Ed Zurndorfer, discusses what loan options and withdrawal options will be available for participants affected by COVID-19. more…
IRS Provides Tax Relief for Individuals Enrolled in Flexible Spending Accounts, Including FSAFEDS
Federal benefits expert, Ed Zurndorfer, explains how federal employees enrolled in FSAFEDS can get tax relief through flexibility in 2020 more…
Is Now a Good Time to Refinance Student Loans?
With record low interest rates available, federal employees or family members with student loans might be thinking of refinancing. Federal benefits expert, Ed Zurndorfer, outlines important considerations, alternatives and mistakes to avoid more…
Is Now a Good Time to Refinance a Mortgage?
With record low interest rates, now may be a good time for federal employees to refinance their mortgage. Federal benefits expert, Ed Zurndorfer, provides four questions to help guide your decision… more…
Past Age 70.5 Traditional IRA Contributions Can Result in ‘Taxable’ Qualified Charitable Distributions Under SECURE Act
A QCD is a withdrawal from a traditional IRA and donating it directly to a qualified charity. Federal benefits and tax expert, Ed Zurndorfer, discusses the tax benefits of QCDs — including using them to fulfill the required minimum distribution (RMD) requirement. Practical examples are included… more…
A Different Approach for Charitable Giving During 2020 for Federal Employees and Retirees
New laws (the SECURE and CARES Acts) have provided confusion and challenges for many in regard to charitable giving. Federal benefits and tax expert, Ed Zurndorfer, outlines what federal employees and annuitants should do to save on federal and state taxes more…
FAQs: Suspension of Required Minimum Distributions for 2020
Federal benefits expert, Ed Zurndorfer, provides timely answers to the recent suspension of RMDs for defined contribution plans (including the Thrift Savings Plan) and traditional IRAs more…
How Waiver of RMD Payments Affects Federal Employees, Retirees in 2020 Under CARES Act
Federal benefits expert, Ed Zurndorfer, provides practical examples of how the coronavirus relief legislation allows the suspension of required minimum distributions for defined contribution plans (including the Thrift Savings Plan) and traditional IRAs more…
How Will COVID-19 Virus Crisis Impact Federal Employees’ Retirement Plans?
Federal benefits expert, Ed Zurndorfer, outlines important issues affecting federal employees’ plans to retire — including the Thrift Savings Plan, Social Security. Medicare, pay increases and COLAs more…