Ed Zurndorfer outlines some of the challenges federal employees and retirees should be aware of when waiting until they reach FRA to start receiving their monthly Social Security benefits. Practical examples are included more…
How the One Big Beautiful Bill Act Affects Federal Employees and Retirees
Ed Zurndorfer outlines how the new legislation will affect their 2025 federal income taxes and how critical changes could affect tax planning for 2025 and beyond more…
Using QLACs to Minimize TSP RMDs and Create Guaranteed Income
Ed Zurndorfer outlines how federal employees and retirees who have Thrift Savings Plan accounts can use Qualified Longevity Annuity Contracts to reduce required minimum distributions and create guaranteed lifetime income more…
5 Benefits of Working Past Age 65 Federal Employees Should Consider
Ed Zurndorfer discusses when to start receiving Social Security benefits, important FEHB health insurance and Medicare considerations, contributions to Health Savings Accounts, and postponing required minimum distributions from retirement savings plans — plus eligibility to contribute to the Thrift Savings Plan more…
Medicare Mistakes Federal Retirees Should Avoid
Missing enrollment deadlines, delaying enrollment, and choosing the wrong type of Medicare can potentially cost a federal retiree a lot of money. Ed Zurndorfer provides a completely updated outline of the most common mistakes federal retirees should avoid when enrolling in Medicare more…
Federal Retirees Can Appeal Higher Medicare Part B Premiums
Ed Zurndorfer explains why many federal employees pay higher Medicare Part B monthly premiums and it’s impact on retirement income planning — plus how to appeal the higher premiums with practical examples more…
What Federal Employees & Retirees Need to Know About Medicare Part D and FEHB
Should federal retirees enroll in in a Medicare Part D prescription drug plan? Ed Zurndorfer provides an explanation of Medicare Part D , enrollment deadlines, three ways FEHB enrollees benefit from it — plus the important reasons why a federal retiree should decline enrollment in Medicare Part D
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Update on Social Security Fairness Act
Ed Zurndorfer provides a summary of the updates including when Social Security beneficiaries can expect an increase in monthly payments, how to manage Medicare Part B and Medicare Part D monthly premiums deducted doubly from SSA benefits and federal pensions (such as a CSRS annuity), information about retroactive back payments, and tips to avoid scams more…
Tax Rules for Roth TSP to Roth IRA Rollovers
Many federal employees choose to rollover their Roth Thrift Savings Plan to a Roth IRA. But the rules are complicated. Ed Zurndorfer explains the rules and provides practical examples more…
Understanding the Basics of Retirement Plan Rollovers
Retirement plan rollovers are an important part of a federal employee or retiree’s overall retirement savings — especially true those who own multiple retirement accounts, including the Thrift Savings Plan, IRAs, and other retirement accounts such as a 401(k). Ed Zurndorfer provides insight on rollovers to help federal employees and retirees consolidate accounts or optimize their tax strategy more…