A financially stable retirement depends on knowing what to do – and what not to do – with your benefits, money and assets. Federal retirement expert, Chris Kowalik, provides some common pitfalls to watch out for (and what to do about them) more…
New TSP Withdrawal and Loan Options from CARES Act
Federal retirement expert, Chris Kowalik, discusses the new guidance just released by the TSP on withdrawals and the loan options for participants affected by COVID-19. Who qualifies? Are these changes advantageous to you? What are the potential problems you should think through before making a decision?
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Top 5 Things to Know About Your TSP During a Market Downturn
Many Thrift Savings Plan investors have seen their accounts dwindle in value in just a few days. Whether you’re close to retirement or have a ways to go, federal retirement expert, Chris Kowalik, provides some candid insights on this topic before making any knee-jerk reactions more…
Volatile Market: The TSP and the Coronavirus
Federal retirement expert Chris Kowalik discusses the financial impact the coronavirus is having on federal employees who are investors in the Thrift Savings Plan. Specifically, she addresses: Is there a reason to panic? Should you rebalance your TSP because of this market downturn? Are there any weaknesses exposed in TSP when we have a volatile market?
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3 Retirement Resolutions You Should Make for the New Year
Federal retirement expert, Chris Kowalik, discusses three retirement resolutions you should be making in the new year — specifically how making smaller, realistic goals (and sticking to them) can lead to big results over time more…
New Long Term Care Insurance Plan FLTCIP 3.0
Federal retirement expert, Chris Kowalik, discusses who is eligible for the FLTIP 3.0 version, what options 1.0 and 2.0 participants have, changes in the benefit periods and inflation protection options, and the premium stabilization feature more…
3 Financial Planning Commands Federal Employees Need to Know
Federal retirement expert, Chris Kowalik, describes how not taking action can negatively affect your retirement more…
How Federal Employees Can Prepare for Taxes in Retirement (Part 2)
The tax consequences in retirement can be overwhelming when you consider all of the benefits you have available to you. Federal retirement expert, Chris Kowalik, discusses the the tax consequences under
Social Security, FEHB, and the Thrift Savings Plan (TSP) more…
How Federal Employees Can Prepare for Taxes in Retirement (Part 1)
Federal retirement expert, Chris Kowalik, discusses the the tax consequences of the CSRS/FERS pension, survivor benefits, and the FERS Special Retirement Supplement
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Understanding the Financial Impact of Proposed Benefits Changes for Federal Employees and Retirees
Federal retirement expert Chris Kowalik discusses the financial impact recent proposed changes to pay, benefits and retirement could have on both federal employees and retirees. Chris provides insight on the likelihood of whether each of the proposed changes may (or may not) happen — plus some practical examples of how costly they could be if implemented more…