Contact Information

About My Practice

Jim Kirk, perhaps the High Desert's most knowledgeable CSRS/FERS benefits specialist, has experience helping Federal Employees through the entire retirement process with a major emphasis on PERSONAL, ONE ON ONE, EYEBALL TO EYEBALL ASSISTANCE at the employees' home, or MY local office. It's Jim's belief in doing business the old fashion way, in person with a hand shake and accountability. and best of all, NO CHARGE for this personal assistance.

As a Retirement planner for Federal Employees, Jim Kirk

• Help in Making Critical Choices Before Retirement
• Calculating FERS and CSRS Retirement Pensions
• Guidance with OPM paperwork
• Transferring TSP money to IRA, and show how to secure you investments even before retirement
• Enjoying a Well-Deserved Retirement!

Jim has over 21 years of experience. BA Business Administration Canterbury University, and is an Alumnus of the prestigious American College in Bryn, PA. where he earned the professional designations of Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC). 

Areas of Specialty

Federal Employee Benefits Assistance
Retirement planning
Investment planning and asset management
Estate planning
Insurance Specialist
Federal Employee Benefits

Licenses, Certifications, Education, and Affiliations

Designations:  CLU (Chartered Life Underwriter), ChFC (Chartered Financial Consultant), ChFEBC (Chartered Federal Employee Benefits Consultant)
Insurance Licenses:   Life, Health, Property, Casulty, Variable Products
Security Licenses:   7, 24, 66, 53
Other Licenses, Certifications, Designations:   Registered Investment advisor Rep   

Charges to Clients for Services

Consultation fees, NO CHARGE!!!!!
Commissions on insurance products purchased
Trail fees on mutual funds or insurance policies
Commissions and/or loads for investment products purchased

My Association with the Office or Firm

Independent Owner of Kirk Financial Group, and Federal Employee Retirement Solutions, a Division of Kirk Financial Group

My Broker / Dealer Affiliation

NEXT Financial Group,INC

Securities Offered through NEXT Financial Group, Inc. Member FINRA/SIPC. Federal Employee Retirement Solutions is not an affiliate of NEXT Financial Group, Inc. 

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