About My Practice
We are deeply honored by the trust our clients put in us to help them achieve their goals. It is a responsibility we take very seriously—which is why we have created a clear and detailed process for evaluating each client and providing customized solutions tailored to meet their particular needs. Our five-step process includes:
Consultation & discovery
We will begin by asking questions to understand you and your financial objectives. Together, we'll identify your goals, values, challenges, risk tolerance and any special concerns you may have.
Developing an investment strategy
We will analyze your current investment portfolio and the information you provided in the discovery stage to match your objectives with sound strategies. We’ll identify your recommended asset allocation mix and develop a customized investment strategy.
Presentation of recommendations
We'll meet to present our recommended wealth management approach and customized solutions that may include retirement, family and estate planning services, cash management suggestions, lending opportunities, and more as part of our customized plan.
Execution of strategy
With your approval on our recommendations, we will begin executing your new investment strategy, opening new accounts, transferring existing assets, and recommending trades that align with your investment goals.
Collaboration and support
As we move forward with our relationship, we will assess your situation and accounts to confirm you are on target to pursue your financial objectives. We will help you set up online account access, schedule review meetings, and proactively contact you if we think repositioning is needed or if there’s an opportunity you may be interested in. We’ll remain connected through the channels you feel most comfortable communicating in and at the frequency of your choice.
We serve clients all over the United States and Internationally.
Offering Advice Since
Areas of Specialty
Comprehensive financial planning
Investment planning and asset management
Dave, Ryan, and Brian have been providing financial/investment services to Federal employees for over 70 years combined. The Walter Mazzarino Group frequently appears as a lecturer and continues to provide seminars on wealth planning, pre-retirement, and retirement for: Department of Defense, NSA, CIA, NGA, Social Security Administration, Centers for Medicare and Medicaid Services, UMBC Adult Education, Anne Arundel Community College Adult Education, Montgomery County Adult Education, Howard Community Adult Education and the State of Maryland. The Walter Mazzarino Group has in depth knowledge about a variety of federal benefits services including: CSRS/CSRS Offset Voluntary Contributions (VC) for CSRS/CSRS Offset FERS/FERS Transfers/FERS RAE & FRAE SPECIAL Category Federal Employees TSP SBP FEGLI FLTCIP
Licenses, Certifications, Education, and Affiliations
Designations: AWM, RIA, Managing Director, Senior Portfolio Manager
Insurance Licenses: Life and Health
Security Licenses: Series 7, 31, and 66
Other Licenses, Certifications, Designations:
Education: Dave Walter: Managing Director – Financial Advisor, Senior Portfolio Manager- Graduated from University of Maryland majoring in psychology and business. Studied at Wharton School of Business for the Security Industry Institute
Charges to Clients for Services
Fee based on percentage of assets managed
We offer an asset-based fee structure. If we do a good job for you and your family, please tell others that you know who are in a similar position to you who is or has also served as a federal employee (this is how we grow our business and stay tuned in to the needs of the federal employee).
My Association with the Office or Firm
My Broker / Dealer Affiliation
RBC Wealth Management