What the Fed’s rate hike meant for your Thrift Savings Plan more…
Main Content
2027 CSRS / FERS / Social Security COLA Estimate
Fresh inflation data has forecasters pulling in different directions on the 2027 Cost-of-Living Adjustment. One major advocacy group lowered its estimate this month, while another raised its own — with two other independent forecasters landing lower still. See the range of estimates, what’s driving this summer’s inflation numbers, and what the outcome would mean for the both the CSRS and FERS annuity adjustments. more…
Choosing the Right Life Insurance as a Federal Employee: Term, Whole, Universal, or Variable
Choosing a life insurance policy isn’t one-size-fits-all. In this column, Certified Financial Planner Ed Zurndorfer walks through how term, whole, universal, and variable life insurance each work, their advantages and drawbacks, and which type tends to make the most sense depending on a federal employee’s budget, health, and long-term financial goals. more…
How AI Workforce Changes Could Affect Your Retirement Date, Pension, and Paperwork
AI isn’t changing your FERS or CSRS pension formula. But if you’re approaching retirement, changes happening around your job could still affect the retirement plan you’ve been counting on — from promotion prospects and your future High-3 average salary to whether you reach your planned retirement date on the path you expected. Here’s where AI workplace changes could matter, and what federal employees nearing retirement should be watching now. more…
OPM Weighs Changes to FEHB Health Plan Options
OPM is asking whether the Federal Employees Health Benefits Program should offer more health plan options — or fewer. A new request for information, opens a 60-day comment period on how the number and type of FEHB and PSHB plan options affects premiums, consumer experience, and program costs. Here’s what’s actually being asked, and how to weigh in before the window closes. more…
10 Most Common Mistakes to Avoid When Purchasing Life Insurance
Ed Zurndorfer outlines errors individuals often make when purchasing and owning a life insurance policy
2025 Health Insurance Plan Options & Comparison Tools
Get the latest the official information online for the 2024 plan year of the Federal Employees Health Benefits (FEHB) program. Dental and vision (FEDVIP) details are also available...
Your Federal Health Benefits & Medicare: Helpful Resources from OPM
The Office of Personnel Management offers several resources for federal employees and retirees regarding Medicare and how it works with the Federal Employees Health Benefits (FEHB) program...
Guide to Federal Retiree COLAs: What Are They and How Are They Calculated?
Understand what the cost-of-living adjustment is, how it is computed, and how it affects CSRS and FERS annuities, survivor annuities, and other federal employee death benefits...
10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Learn the 10 biggest federal retirement planning mistakes that many employees make before leaving civil service including CSRS, FERS, Thrift Savings Plan...
Federal Retirement Planning Checklists
Checklists for 5-10 years from retirement, one year away from retirement, and for your first year after retirement...