The Thrift Savings Plan launched a “Grow with the TSP” web page to highlight the potential growth that’s possible in accounts.
“Time is the greatest ally when investing, and the sooner you invest, the more your money can earn for you,” the TSP said. “See how $1 can grow over different time periods, learn about the powerful ingredient that makes it work, and view related graphics.”
SEE ALSO:
- How to Maximize Your TSP Contributions and Not Lose Agency Matching Contributions
- 2025 Thrift Savings Plan Maximum Contribution Limits
Turn Every $1 into $10
“Every $1 you invest in the TSP can grow to $10 in 35 years—without you needing to do anything else,” the TSP said. “Thanks to compound interest, $1 can grow to $10 after 35 years completely on its own. In other words, what you put into your TSP account can become ten times more by the time you’re ready to take it out.”
The page illustrates how $1 invested today would grow to $10 in 35 years at an average 6.8 percent rate of return.
The TSP growth tool includes other items for participants to know, including how agency matching funds work, the importance of considering Lifecycle (L) funds, and the pros/cons of investing in Traditional or Roth TSP accounts.
The “Grow with the TSP” can be found here:
https://www.tsp.gov/tsp-basics/grow-with-the-tsp/