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Displaying Matches 31 thru 45 of 222 Found.  BACK NEXT

10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Edward A. Zurndorfer, Certified Financial Planner
While many federal employees will be eligible to retire in the next fifteen years, unfortunately some of them will discover they will be unable to retire at the time they intend to because important tasks -- that should have been performed during their federal service -- were not completed. Federal benefits expert, Ed Zurndorfer, outlines the 10 biggest mistakes many employees make -- and how to avoid them. . . . more

Battle to Stop a 2011 Federal Pay Freeze Continues
May 28, 2010
While a proposal in the Senate to freeze raises, bonuses and salary increases for federal employees in 2011 was defeated this week, the House may propose a similar measure . . . more

How the End of NSPS Affects Federal Retirees
May 25, 2010
My Federal Retirement has received many questions recently on how the elimination of NSPS affects the retirement calcuations for those soon-to-retire while under NSPS and also for those who have already retired under NSPS . . . more

Rothing Your Way to a $100,000 Bonus in Retirement Years
Joseph Lipsitz, CPA, ChFEBC
May 24, 2010
For young workers, a Roth IRA is the closest thing to a financial free lunch that exists under today's tax rules. By investing in a Roth instead of the TSP when appropriate, federal employees can easily accumulate an extra $100,000 in retirement savings by doing essentially nothing . . . more

A New Social Security 'Notch'? Bad News for People Born in 1947
Andrew G. Biggs
May 25, 2010
This year, Social Security benefits received no Cost-of-Living Adjustment (COLA) for the first time since automatic adjustments were adopted in 1975. While current beneficiaries perceive themselves to be harmed, they were compensated by receiving a higher-than-normal 5.8-percent COLA payment in 2009. However, a quirk in Social Security's benefit formula will produce lower benefits for new retirees, presenting a stronger case for help . . . more

The CSRS Employee's Unique Roth IRA Opportunity
Brandon S. Christy, CPA, PFS
This year, regardless of income, CSRS employees have an amazing chance to use the Voluntary Contribution Program in a process that will create a Roth retirement account with completely tax free earnings . . . more

Guide to FERS Sick Leave Credit: Understanding How Unused Sick Leave Is Used In the Calculation of a FERS Annuity
Edward A. Zurndorfer, Certified Financial Planner
Federal employees covered by FERS can now credit their unused sick leave in the calculation of their FERS annuity. Get a worksheet, sick leave conversion chart, and practical examples of how unused sick leave will be added to the service time . . . more

Guide to Transferring Money Into the TSP
Edward A. Zurndorfer, Certified Financial Planner
What kind of funds can you transfer (or rollover) into your Thrift Savings Plan account? What are the rules and limits? What are the advantages of doing so? Federal benefits expert, Ed Zurndorfer, provides insight . . . more

Does Staying Healthy Reduce Your Lifetime Health Care Costs?
May 13, 2010
A report reveals that although the current health care costs of healthy retirees are lower than those of the unhealthy, the healthy actually face higher total health care costs over their remaining lifetime . . . more

Proposed Bill to Relieve Tax Burden for Families of Fallen Servicemembers
May 11, 2010
Senator Richard Burr (R-NC) this week introduced legislation that protects children from paying disproportionate taxes on the benefits they receive after the death of a parent who has served in the military . . . more

FEHB Bill to Extend Coverage to Older Dependents May Experience Schedule Challenges
May 11, 2010
"Even if rushed through and passed by the House and Senate (and signed by the President), time is not on the 22-to-26 bill's side." . . . more

Avoid Costly Surprises: Update Your Beneficiaries
While no one wants to think of their own death, keeping your designation of beneficiaries up-to-date is a critical -- but often overlooked -- part of financial planning to avoid costly surprises down the road. Here are some guidelines and the necessary forms to use . . . more

Bill Would Allow FEHB Coverage for Young Adult Dependents Sooner
May 6, 2010
Members of Congress introduced the FEHB Dependent Coverage Extension Act this week -- legislation that would allow dependent children of federal employees and annuitants to remain on their parents' federal health insurance plan to age 26 . . . more

FERS & CSRS Disability Retirement: Striking the Right Balance
Robert R. McGill
In attempting to obtain federal disability retirement benefits under FERS or CSRS, certain discretionary decisions must be made throughout the process. In the end, the guiding legal principle to be followed is that one must prove, by a preponderance of the evidence, that one has met the eligibility criteria for the benefits . . . more

OPM Discovers Errors In Its Deposit and Redeposit Interest Calculations
Edward A. Zurndorfer, Certified Financial Planner
In early 2008, the Office of Personnel Management discovered an error in the manner in which its computers calculated interest charges on deposits and redeposits. The result: some employee account holders may have overpaid interest on one type of service and underpaid interest on another type of service. Federal benefits expert, Ed Zurndorfer, outlines the problem, and provides specific steps affected employees should take to resolve the issue . . . more

Displaying Matches 31 thru 45 of 222 Found BACK NEXT

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