Federal Retirement Planning for FERS & CSRS



   New Articles
What Every Federal Employee Needs to Know About Estate Planning - Part I
In the first of two columns, federal benefits expert Ed Zurndorfer discusses why every federal employee should think about how their assets will be disposed of at death -- including personal residences, life insurance, Thrift Savings Plan, IRA funds, non-retirement brokerage accounts, checking and savings accounts and personal items [ MORE ]

2016 FEGLI Open Season Overview Materials Provided by OPM
The first Federal Employee's Group Life Insurance open season in 12 years starts September 1 [ MORE ]

Federal Long-Term Care Insurance Enrollees To See Average 83% Premium Rate Hike Nov. 1
The premium rate increase -- which will impact more than 274,000 federal employees, annuitants and their spouses -- drew sharp criticism from the National Active and Retired Federal Employees Association [ MORE ]

There's A Lot to Love About the Thrift Savings Plan - and Some Surprises, Too
Federal retirement expert Chris Kowalik helps federal employees better understand their TSP options while working, and begin to leverage the TSP to be a powerful part of their bigger retirement picture. Plus -- a few bonuses and challenges to help them make the most out of their TSP experience [ MORE ]

   Federal Retirement Resources
Federal Retirement Planning Checklist: 5-10 Years Prior
Edward A. Zurndorfer, Certified Financial Planner - June 13, 2016
Federal benefits expert, Ed Zurndorfer, provides a checklist of the financial and retirement planning issues federal employees should consider within the last 5-10 years of service [ MORE ]

10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Edward A. Zurndorfer, Certified Financial Planner
While many federal employees will be eligible to retire in the next fifteen years, unfortunately some of them will discover they will be unable to retire at the time they intend to because important tasks -- that should have been performed during their federal service -- were not completed. Federal benefits expert, Ed Zurndorfer, outlines the 10 biggest mistakes many employees make -- and how to avoid them. [ MORE ]

State-By-State Income Tax Treatment Report Released for Federal Retirees
Which states have exemptions for civil service annuities or Social Security? Which have no personal income tax? [ MORE ]

How to Submit a Healthy Federal Retirement Application Package
Edward A. Zurndorfer, Certified Financial Planner
Learn how -- after making sure all documents, forms and information are complete -- a retiring federal employee will be submitting a "healthy" federal retirement package under OPM's guidelines, thereby avoiding unnecessary delays in processing of their retirement application package [ MORE ]

8 Strategies for Federal Employees Planning to Retire in the Next 5 Years
Edward A. Zurndorfer, Certified Financial Planner
For many federal employees, their retirement date comes sooner than they may have expected and before they may have had a chance to fully prepare. Federal benefits expert, Ed Zurndorfer, outlines the most common areas that need to be addressed by federal employees who plan to retire within the next five years [ MORE ]