CSRS / FERS Federal Retirement Planning Tools and Resources: Thrift Savings - TSP, FEGLI, FEHB and more.
Home     Articles     News     Resources     Find A Professional     Retirement Seminars     FREE NEWSLETTER    
 Financial Professionals Directory

Find a financial professional in your area. Click here

 Retirement Seminars

Federal retirement seminars for agencies.
Learn more

 Top 5 Resources

1. TSP Roth option
2. GS pay scale 2015
3. Best dates to retire
4. Latest TSP returns
5. Discount dental plans

 CSRS Retirement
 Overview - CSRS
 Eligibility - CSRS
 Creditable Service -CSRS
 Survivor Benefits - CSRS
 Annuity Calculation-CSRS
 FERS Retirement
 Overview - FERS
 Eligibility - FERS
 Creditable Service -FERS
 Survivor Benefits - FERS
 Thrift Savings Plan
 Thrift Savings -Overview
 TSP Investment Choices
 TSP Loan Program
 TSP Contributions
 TSP Roth Option
 TSP Withdrawals
 TSP Returns
 TSP.gov Account Access
 TSP Forms Library
 TSP Talk Online Forum
 FEGLI - Life Insurance
 FEHB - Health Benefits
 FEDVIP - Dental/Vision
 FLTCIP - Long-Term Care
 FSAFEDS - Flex Spending
 Financial Planning
 Tax Tips
 Find A Professional
 Retirement Seminars
 Retirement Benefits Tax
 Retirement Living
 Relocation / Real Estate
 Retirement Jobs
Home | TSP Loan Program

Thrift Savings Plan Loan Program

3 Considerations Before You Borrow From Your Thrift Savings Plan Account
Potential lost of long-term interest gains, having less ablity to make contributions (or get agency matching contributions), and tax consequences are all important factors to think about. . . . more
6 Key Rules to Borrowing from Your Thrift Savings (TSP) Account
A quick view of the ins and outs of the condidtions in which you can borrow from your TSP . . . more
Types of Thrift Savings Plan Loans
Two basic types include a general purpose loan and a residential loan. . . . more
How to Apply for A Thrift Savings Plan Loan
You can apply for a Thrift Savings Plan loan in one of two ways: 1.  Electronic Request on the TSP website The website (A href="http://www.tsp . . . more
Critical Ins and Outs of Repaying a TSP Loan
Avoid costly surprises in your financial future by carefully reviewing these rules of repaying a Thrift Savings Plan loan -- before you apply. . . . more
Taxable Distribution of a TSP Loan
Under several conditions, the TSP must declare a taxable distribution on the entire unpaid loan balance (including any accrued interest) . . . more
Under the New Roth TSP Option, TSP Loan Rules Are Somewhat Modified
Edward A. Zurndorfer, Certified Financial Planner
Federal benefits expert, Ed Zurndorfer, discusses borrowing from the Roth TSP and the new rules for all TSP loans . . . more
TSP Loan Calculator: Should You Borrow from Your TSP?
Is a TSP loan a good idea? What will it cost you in the long run? Will it jeopardize your future retirement income? And, if so, by how much? Get pointers plus access two helpful TSP loan calculators to help you make a decision . . . more
TSP Loans: What Federal Employees Should Consider
Edward A. Zurndorfer, CFP
More and more Americans are taking out loans against their retirement savings plans due to troubling economic times. Federal employee benefits expert Edward Zurndorfer provides insight on the pros and cons of TSP loans. . . . more

Featured Columnist
Read federal retirement articles written by federal benefits expert and Certified Financial Planner, Edward Zurndorfer

Recent Articles & Resources
 5 Questions to Ask Before Transferring IRA and Retirement Funds To and From the Traditional TSP
 Senate Committee Approves Bill to Stop Wasteful Federal Employee Bonuses
 Largest Federal Employee Union Demands Lifetime Credit Monitoring in Wake of Data Breach
 Congratulations Graduates! Now Comes Your Final Test: How to Manage Your Finances
 NARFE Urges Congress to Support Proposed Rule Protecting TSP Participants