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Thrift Savings -Overview
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Thrift Savings Plan (TSP) Overview
The Thrift Savings Plan (TSP) is a retirement savings and investment plan for
federal employees. The purpose of the TSP is to provide retirement
income.
The TSP offers federal employees the same type of savings and tax
benefits that many private corporations offer their employees under "401(k)"
plans. In the civilian component of the TSP, employees covered by the
Federal Employees' Retirement System (FERS) and the Civil Service Retirement
System (CSRS) can contribute to the TSP. The participation rules are
different for FERS and CSRS employees.
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