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Home | Eligibility - CSRS

CSRS Retirement Eligiblity

Under the Civil Service Retirement System (CSRS), you must have at least 5 years of creditable civilian service to be eligible for an annuity. 

Additionally, you must comply with the "1 out of 2" rule;  that is, you  must be be subject to CSRS for 1 out of the 2 years of service before separation on which your retirement is based (this requirement does not apply in disability retirement cases).

Best Date to Retire - CSRS and FERS: 2009 and 2010
Edward A. Zurndorfer, CFP
Choosing when to retire is one of the most difficult decisions, and for federal employees, choosing the "best" day to retire -- the best day of the month and the best day of the year -- may present yet another additional financial challenge . . . more
Guide to Early-Out Retirement Offers for Federal and Postal Employees
Learn what a voluntary early-out retirement offer is and how it affects your CSRS or FERS annuity and other employee benefits . . . more
CSRS Retirement Eligibility: Regular Employees
CSRS Retirement Eligibility: Regular Employees Voluntary optional, early retirement, discontinued service, disability, and deferred retirement. . . . more
CSRS Retirement Eligibility: Special Provisions (Law Enforcement, Firefighters, Air Traffic Controllers)
CSRS Retirement Eligibility: Special Provisions (Law Enforcement, Firefighters, Air Traffic Controllers) Optional & mandatory retirement for Law Enforcement, Firefighters & Air Traffic Controllers . . . more
CSRS Early Retirement Option
If agency undergoes major reorganization, reduction in force (RIF), or transfer of function, OPM may permit early optional retirement. . . . more
CSRS Discontinued Service Retirement
Discontinued service retirement because of an involuntary separation (separation against the will and without consent of the employee, other than "for cause" for misconduct or delinquency) . . . more
CSRS Disability Retirement
Disability retirement eligiblity rules, definitions and documentation requirements . . . more

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Featured Columnist
Read articles written by federal benefits expert and Certified Financial Planner, Edward Zurndorfer