TSP Roth Option

Latest information on the Thrift Savings Plan (TSP) Roth Option

Some Considerations for Choosing the Traditional TSP or the Roth TSP
Edward A. Zurndorfer, Certified Financial Planner
Which TSP account is better suited for your needs? Federal benefits expert, Ed Zurndorfer, discusses some considerations for federal employees in choosing to contribute to the traditional TSP or the new Roth TSP option more

Tax Consequences of Roth TSP Withdrawals
Edward A. Zurndorfer, Certified Financial Planner
Federal benefits and tax expert, Ed Zurndorfer, discusses how the tax treatment of a Thrift Savings Plan participant's withdrawal depends in part on the "type" of money that the participant has in their TSP account -- a traditional (non-Roth) TSP balance, a Roth TSP balance, or both more

Contribution and Rollover Rules for Roth TSP Participants
Edward A. Zurndorfer, Certified Financial Planner
Federal benefits expert, Ed Zurndorfer, discusses Roth TSP participation rules, including regular contributions and "catch-up" contributions, and rollovers/transfers into a Roth TSP account more

TSP Roth Option: Questions Answered
April 2, 2012
Who is eligible to take advantage of the TSP Roth option? How can you contribute money into your Roth TSP account? These questions and more are answered more

The Thrift Saving Plan's New Roth Option (Part II)
Edward A. Zurndorfer, Certified Financial Planner
With the Thrift Savings Plan adding the Roth TSP option during the second quarter of 2012, a TSP participant needs a reasonable estimate of the consequences of investing in the traditional TSP and/or the Roth TSP. Certified Financial Planner, Ed Zurndorfer, discusses the decision of whether to contribute to the traditional TSP and/or to the Roth TSP, and provides some quantitative estimates of how that decision will affect how much of a TSP account balance a TSP participant will have once the participant retires from federal service more

The Thrift Savings Plan's New Roth Option (Part I)
Edward A. Zurndorfer, Certified Financial Planner
Starting in April or May 2012, all TSP participants who are eligible to contribute directly to the TSP via payroll deduction will be able to contribute to the Roth TSP. In this first part of the report, federal benefits expert, Ed Zurndorfer, discusses how the Roth TSP will work, including contribution limits, fund choices, matching and tax consequences associated with Roth TSP investing more