CSRS / FERS Federal Retirement Planning Tools and Resources: Thrift Savings - TSP, FEGLI, FEHB and more.
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Home | TSP Roth Option

TSP Roth Option

Latest information on the Thrift Savings Plan (TSP) Roth Option

Some Considerations for Choosing the Traditional TSP or the Roth TSP
Edward A. Zurndorfer, Certified Financial Planner
Which TSP account is better suited for your needs? Federal benefits expert, Ed Zurndorfer, discusses some considerations for federal employees in choosing to contribute to the traditional TSP or the new Roth TSP option . . . more
Tax Consequences of Roth TSP Withdrawals
Edward A. Zurndorfer, Certified Financial Planner
Federal benefits and tax expert, Ed Zurndorfer, discusses how the tax treatment of a Thrift Savings Plan participant's withdrawal depends in part on the "type" of money that the participant has in their TSP account -- a traditional (non-Roth) TSP balance, a Roth TSP balance, or both . . . more
Contribution and Rollover Rules for Roth TSP Participants
Edward A. Zurndorfer, Certified Financial Planner
Federal benefits expert, Ed Zurndorfer, discusses Roth TSP participation rules, including regular contributions and "catch-up" contributions, and rollovers/transfers into a Roth TSP account . . . more
TSP Roth Option: Questions Answered
April 2, 2012
Who is eligible to take advantage of the TSP Roth option? How can you contribute money into your Roth TSP account? These questions and more are answered . . . more
The Thrift Saving Plan's New Roth Option (Part II)
Edward A. Zurndorfer, Certified Financial Planner
With the Thrift Savings Plan adding the Roth TSP option during the second quarter of 2012, a TSP participant needs a reasonable estimate of the consequences of investing in the traditional TSP and/or the Roth TSP. Certified Financial Planner, Ed Zurndorfer, discusses the decision of whether to contribute to the traditional TSP and/or to the Roth TSP, and provides some quantitative estimates of how that decision will affect how much of a TSP account balance a TSP participant will have once the participant retires from federal service . . . more
The Thrift Savings Plan's New Roth Option (Part I)
Edward A. Zurndorfer, Certified Financial Planner
Starting in April or May 2012, all TSP participants who are eligible to contribute directly to the TSP via payroll deduction will be able to contribute to the Roth TSP. In this first part of the report, federal benefits expert, Ed Zurndorfer, discusses how the Roth TSP will work, including contribution limits, fund choices, matching and tax consequences associated with Roth TSP investing . . . more
TSP Outlines Details of New Roth Investment Option
February 8, 2012
Anticipated in the second quarter of this year, the Thrift Savings Plan (TSP) will soon begin offering all active federal employees and members of the uniformed services the option to designate some or all of their contributions as Roth contributions. The TSP Roth feature will give participants flexibility in the tax treatment of their contributions now and in the future . . . more

Featured Columnist
Read federal retirement articles written by federal benefits expert and Certified Financial Planner, Edward Zurndorfer

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