2017 Federal Pay Raise of 5.3 Percent Urged by Employee Groups
A coalition of 23 groups representing federal employees are renewing their call for legislation that would provide a 5.3 percent pay raise in 2017. [ MORE ]

Federal Retirement Planning Checklist: Within One Year of Retirement
Edward A. Zurndorfer, Certified Financial Planner - June 23, 2016
Federal benefits expert, Ed Zurndorfer, provides a number of important actions a federal employee should perform within one year of retirement in order to properly retire on the date he or she wants to -- and without any problems [ MORE ]

Social Security Trustees Predict 0.2% COLA for Retirees in 2017
Federal retirees and Social Security beneficiaries may receive only a 0.2% cost-of-living-adjustment in 2017, according to predictions in the annual report of the trustees for Social Security and Medicare [ MORE ]

TSP Withdrawal Option: One Time Partial Withdrawal
Edward A. Zurndorfer. Certified Financial Planner
Federal benefits expert, Ed Zurndorfer, explores the reasons why those who have separated from federal service might consider making a one-time withdrawal of part of their vested Thrift Savings Plan account balance [ MORE ]

Upcoming Blackout Period for Federal Flexible Spending Account Program (FSAFEDS)
The Office of Personnel Management announced a blackout period schedule for FSAFEDS participants while the program transitions to a new administrator [ MORE ]

Federal Retirement Planning Checklist: 5-10 Years Prior
Edward A. Zurndorfer, Certified Financial Planner - June 13, 2016
Federal benefits expert, Ed Zurndorfer, provides a checklist of the financial and retirement planning issues federal employees should consider within the last 5-10 years of service [ MORE ]

Minimizing the Retirement Savings Drag Caused by Unnecessary Tax Exposure
Tips on how to develop a solid plan for tax efficiency -- including deciding between Roth and Traditional tax-sheltered vehicles plus how to draw down your various accounts in retirement [ MORE ]

Financial Consequences of a Voluntary Early Federal Retirement
Edward A. Zurndorfer, Certified Financial Planner
With recent proposals to offer voluntary early federal retirement to eligible employees, federal benefits expert, Ed Zurndorfer, discusses some of the financial consequences of an "early out" retirement [ MORE ]

The New DOL Fiduciary Rule: What It Will Mean to TSP Participants
Edward A. Zurndorfer, Certified Financial Planner - May 31, 2016
Federal benefits expert, Ed Zurndorfer, discusses what the rule could mean to federal employees who participate in the Thrift Savings Plan -- and a potential hitch in the rule that retirement account investors need to be aware of [ MORE ]

Guide to Children Survivor Benefits Upon the Death of an Employee or an Annuitant
Edward A. Zurndorfer, CFP
Learn how a child qualifies for a monthly survivor benefit, when the child is eligible to receive benefits, and what information must be provided to OPM. Also included are the forms you need and a practical example. [ MORE ]

Proposed Bill Would Give 30,000 Federal Employees Enhanced Retirement Benefits
If passed, the bill would fix an existing loophole in federal law [ MORE ]

Unlike WEP, Little Movement in Congress to Modify Government Pension Offset (GPO)
Edward A. Zurndorfer, Certified Financial Planner - May 19, 2016
Federal benefits expert, Ed Zurndorfer, discusses in more detail what the GPO is, Congress' rationale in passing it into law, and how the GPO affects some federal annuitants [ MORE ]

NARFE Provides Summary, Issue Brief of WEP Reform Bill
The National Active and Retired Federal Employees has long supported the repeal of the Windfall Elimination Provision and Government Pension Offset [ MORE ]

Delaying Retirement and Receipt of Social Security Can Preserve Your TSP Account
Edward A. Zurndorfer, Certified Financial Planner
For federal employees, deciding when to retire, what age to start claiming Social Security retirement benefits, and at what age to start withdrawing their Thrift Savings Plan account involves a complex personal financial analysis. Federal benefits expert Ed Zurndorfer examines how delaying one's retirement date and the start of Social Security retirement benefits can help preserve an employee's TSP account -- minimizing the possibility that he or she "outlives" it [ MORE ]

Bill to Reform the Windfall Elimination Provision Has Good Chance of Becoming Law
Edward A. Zurndorfer, Certified Financial Planner - May 11, 2016
If passed, the law will reduce the Windfall Elimination Provision (WEP) penalty on an affected individual's Social Security benefits. Federal benefits expert, Ed Zurndorfer, discusses the reduction in the WEP penalty as directed in H.R. 711 -- plus reviews what the WEP is, who it affects, and why Congress passed the WEP into law 33 years ago [ MORE ]

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