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Guide to Thrift Savings Plan Loans

If you are considering a TSP loan, here are some helpful resources regarding the types of loans allowed, the rules for borrowing, repaying the loan, and how to apply

Types of Thrift Savings Plan Loans
Two basic types include a general purpose loan and a residential loan. [ MORE ]

3 Considerations Before You Borrow From Your Thrift Savings Plan Account
Potential lost of long-term interest gains, having less ablity to make contributions (or get agency matching contributions), and tax consequences are all important factors to think about. [ MORE ]

6 Key Rules to Borrowing from Your Thrift Savings Account
A quick view of the conditions in which you can borrow from your TSP [ MORE ]

How to Apply for A Thrift Savings Plan Loan
There are two ways to apply: an electronic request on the TSP website, and a paper loan application form [ MORE ]

Critical Ins and Outs of Repaying a TSP Loan
Avoid costly surprises in your financial future by carefully reviewing these rules of repaying a Thrift Savings Plan loan -- before you apply. [ MORE ]

Taxable Distribution of a TSP Loan
Under several conditions, the TSP must declare a taxable distribution on the entire unpaid loan balance (including any accrued interest) [ MORE ]

Under the New Roth TSP Option, TSP Loan Rules Are Somewhat Modified
Edward A. Zurndorfer, Certified Financial Planner - July 10, 2012
Federal benefits expert, Ed Zurndorfer, discusses borrowing from the Roth TSP and the new rules for all TSP loans [ MORE ]

TSP Loan Calculator: Should You Borrow from Your TSP?
Is a TSP loan a good idea? What will it cost you in the long run? Will it jeopardize your future retirement income? And, if so, by how much? Get pointers plus access two helpful TSP loan calculators to help you make a decision [ MORE ]

Pros and Cons of Thrift Savings Plan Loans
Edward A. Zurndorfer, CFP - August 25, 2009
More and more Americans are taking out loans against their retirement savings plans due to troubling economic times. Federal employee benefits expert Edward Zurndorfer provides insight on the pros and cons of TSP loans. [ MORE ]