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CSRS Retirement Eligibility: Regular Employees

Below are the age and service requirements for the CSRS retirement types of regular federal emloyees.  

(Note:  for law enforcement, firefighter or air traffic controller, click here)

CSRS Retirement Types for Regular Employees

Type of CSRS Retirement

Min. Age

Min. Years
Service

Special Requirements

Optional 
Voluntary 
No age reduction 
Immediate annuity

62
60
55

5
20
30

None

 

Early Optional

Any age*
50*

25
20

Your agency must be undergoing a major reorganization, reduction-in-force (RIF), or transfer of function determined by the Office of Per-sonnel Management (OPM).*

Discontinued
Service

Any age* 50*

25
20

Your separation is involuntary and not a removal for misconduct or delinquency.

Disability

Any age

5

Must be disabled for useful and efficient service in  current position and any other vacant position at the same grade or pay level within your commuting area and current agency for which you are qualified**

Deferred

62

5

Must have left retirement contributions in fund.

* Annuity is reduced if under age 55.   ** Application must be prior to retirement,or within one year of separation, except in cases of mental incompetence.

Source:  OPM RI 83-1



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