Contact Information

Retirement should be a time of reflection, pride, and excitement. Too often it's mired with anxiety about the future and misunderstanding about the benefits you worked for. But you can get educated about your federal retirement and take control back into your hands.

How we may be able to help you

•     Could you retire today? in two years?
•     How much will your monthly annuity be in retirement?
•     Will taxes affect your lifestyle in retirement?
•     What deductions will OPM take out of your retirement check?
•     What is the best day of the month to retire?
•     What is the best way to invest your TSP?
•     How much will you have to pay for health insurance in retirement?
•     Will your spouse get health insurance in retirement?
•     How can you retire and pay the least amount of taxes?
•     Can you receive Social Security before age 62?
•     How will Medicare affect your healthcare choices in retirement?

We service the greather west Michigan area including Grand Rapids, Battle Creek, Kalamazoo, Lansing, Muskegon, Grand Haven, and Holland.  Learn more about your benefits and ask us questions at our Federal Benefits Training Classes!  Registration is free and we encourage you to bring your spouse!  Visit our webpage for more details.

Offering Advice Since

2000

Areas of Specialty

Comprehensive financial planning
Retirement planning
Investment planning and asset management
Insurance
Budgeting and cash management

Licenses, Certifications, Education, and Affiliations

Designations:  CFP®
Insurance Licenses:  Life & Health Insurance 
Security Licenses:   Series 7, 66, 63
Other Licenses, Certifications, Designations:   
Education:   BBA Finance
Investment Advisor Registration:  Summit Financial Group, Inc
Associations & Affiliations:  HS Dent

Charges to Clients for Services

Fee for financial planning (initial, hourly, and/or retainer)
Fee based on percentage of assets managed
Commissions on insurance products purchased
Trail feed on mutual funds or insurance policies
Commissios an/or loads for investment products purchased

My Association with the Office or Firm

Owner/Partner

My Broker / Dealer Affiliation

Summit Brokerage Services, Inc

DISCLAIMER:  Users of the Financial Professionals Directory on MyFederalRetirement.com should be aware that this service is provided solely for informational purposes, and that those professionals listed in the Directory have requested to be included.  No representations about the suitability of this information and these services are made or endorsed by My Federal Retirement (MFR).  MFR makes no representations or warranties of any kind, express or implied, as to the information, content, materials or products, included on this site. If you choose to use this Directory to locate a professional to assist you with your financial planning needs, you may wish to independently verify whether such professional has met the licensing requirements necessary to provide such services in your state. In many cases a professional will provide you with a disclosure brochure for your review, as well as references. MFR has not verified that the professionals listed are properly licensed to transact business in any jurisdiction, or are qualified to provide financial planning services.