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How Does the New Health Care Reform Law Affect FEHB Enrollees?
Since the health care reform legislation passed last weekend, many My
Federal Retirement readers have emailed us asking how the new law will
specifically affect those enrolled in the Federal Employees Health Benefits Plan
Most of the questions have centered on how the new health care law will
affect future premium rates for both active federal employees and retirees, as
well as any tax implications it might have.
While President Obama signed the bill into law Monday, the Senate has
not finished debating and voting on the various "fixes" to the bill that were
approved by the House. This makes it difficult at this point to know all
the answers to questions posed by our readers.
However, FederalTimes.com discussed yesterday: "federal
employees and retirees will be able to add to their health insurance plans their
uninsured, unmarried adult children who have not yet turned 26."
Also, among covering other details of the bill, GovExec published an article Monday stating: "The bill
introduces an excise tax on high-value employer-sponsored plans, including many
available through the Federal Employees Health Benefits Program. If the Senate
accepts the changes, then insurance companies would pay a 40 percent tax on
health care plans valued above certain thresholds, starting in 2018. The
thresholds would be plans worth more than $10,200 in yearly premium payments for
single coverage, and those worth more than $27,500 for family coverage."