Contact Information

Do you need a "Federal Benefits Checkup"?  Well then...We welcome you to your federal benefits MRI.  Just like a medical doctor uses the MRI to look beneath the surface and analyze all of the components of the human body we use a process to do that for your federal employee benefits!  Our consultation process is supported by over 40 years of federal government experience and 80 plus years of combined financial services experience.  We are one of the few firms that will provide you with a FREE federal benefits consultation and printout.  

The process is simple:  We will gather your set of unique circumstances, we will then collect your government benefit information, and finally we evaluate your situation and provide you with a comprehensive printout using a state-of-the-art federal benefits analysis tool.  This brings it all together so that you have a much clearer understanding of what your federal benefits mean to you and your family.  

Our goal is to ensure that you are an educated and informed member of the federal retirement system to which you belong or have belonged.  Whether you are just starting out, you are at your mid-career point, you are ready to transition/retire to the next stage of your life or already have, we want you to face these critical milestones with confidence and the assurance that you have been armed and empowered with knowledge.  After all ... KNOWLEDGE is POWER! 

Additionally our team provides a variety of outstanding government group services:
(see our website at www.federalbenefitscheckup.com for details about each venue)

1. Host & deliver comprehensive government agency seminars/workshops (2-3 days)
2. Host & deliver "Lunch & Learn" seminars/workshops for government agencies (approx. 1 hr)
3. Host & deliver our "Federal Checkup" seminars/workshops for many government affinity groups (approx. 1 hr)

Seminar/Workshop Topics:

CSRS (Civil Service Retirement System)
FERS (Federal Employee Retirement System)
FEGLI (Federal Employee Group Life Insurance)
FEHB (Federal Employee Health Benefits)
FLTCI (Federal Long Term Care Insurance)
SBP (Survivor Benefits Plan)
TSP (Thrift Savings Plan)
Offset/Special Pay/Disability Retirement

*any noteworthy modification of the above topics

Offering Advice Since

1986

Areas of Specialty

Comprehensive financial planning
Retirement planning
Investment planning and asset management
Estate planning
Insurance
Long-term and elder care
Tax preparation
Budgeting and cash management 

Licenses, Certifications, Education, and Affiliations

Insurance Licenses:   Life, Health, Variable Annuity, Long Term Care & Disability 
Security Licenses:   6, 63, 65, 7
Other Licenses, Certifications, Designations:   RFBA (Registered Federal Benefits Advisors)
Investment Advisor Registration:   Yes
Education:  

• Gary: M.S. from National Graduate School in Process Management; B.S. from Purdue University in Information Systems
• Jay: B.S. in Economics and Finance from Virginia Tech University
• Stan: B.S. in Hotel Management from Florida State University.

 
Charges to Clients for Services

We are compensated in three separate ways: 

1. We are paid a fee for our full financial planning services (not applicable for the original FREE checkup) 
2. We are paid fees, commissions and over-rides from the institutions that we place your potential business with 
3. We are compensated by an act of good will on your part...if we do a good job for you and your family please tell others that you know who are in a position similar to you who is or has also served as a federal employee (this is how we grow our business and stay tuned in to the needs of the federal employee)

Broker / Dealer Affiliation

Securities and Investment Advisory services offered through NEXT Financial Group, Inc., Member FINRA/SIPC.  Retirement Systems Solutions is not an affiliate of NEXT Financial Group, Inc.  Neither NEXT Financial Group, Inc., nor it's representatives offer tax or legal advice.

DISCLAIMER:  Users of the Financial Professionals Directory on MyFederalRetirement.com should be aware that this service is provided solely for informational purposes, and that those professionals listed in the Directory have requested to be included.  No representations about the suitability of this information and these services are made or endorsed by My Federal Retirement (MFR).  MFR makes no representations or warranties of any kind, express or implied, as to the information, content, materials or products, included on this site. If you choose to use this Directory to locate a professional to assist you with your financial planning needs, you may wish to independently verify whether such professional has met the licensing requirements necessary to provide such services in your state. In many cases a professional will provide you with a disclosure brochure for your review, as well as references. MFR has not verified that the professionals listed are properly licensed to transact business in any jurisdiction, or are qualified to provide financial planning services.