Unless you have assigned your insurance, you may cancel it at any

time.

If you cancel your Basic life insurance, you are canceling all your Optional

insurance as well. If you elected 50% or No Reduction for your Basic life

insurance, you may cancel this additional coverage at any time. If you have

Option A - Standard insurance, you may cancel it at any time. You may reduce (or

cancel) the amount of your Option B - Additional and Option C - Family insurance

at any time. To do so, please write to us telling OPM what you want to

do.

If you have assigned your life insurance or have elected a living benefit,

please call OPM to discuss any change you want to make in your coverage.

Assignment and living benefits are situations that may prevent you from making

changes.

Write to:

U.S. Office of Personnel Management
Retirement Operations Center
P.O.

Box 45
Boyers, PA 16017-0045

Be sure to give OPM your civil service retirement claim number (CSA

number) and specify what action you want taken. Generally, the reduction or

cancellation is effective at the end of the month in which OPM receives

your written request. You will not receive a refund of any premiums paid through

the end of the month in which we receive your request. However, if you are

canceling Option C insurance in its entirety, the cancellation is retroactive to

the end of the month in which you no longer had an eligible family member. (When

you look for your premiums to change, remember that the annuity payment you

receive on the first business day of the month pays annuity and insurance

premiums for the preceding month.)

Termination of Life

Insurance

Your federal life insurance (FEGLI) will terminate if your entitlement to

annuity benefits ends. For example, if you are a disability retiree under age 60

and you are found recovered or restored to earning capacity, your disability

annuity and life insurance coverage will end. You do not have the 31-day

extension of coverage and may not convert the life insurance to an

individual policy.

If you are a disability retiree whose annuity terminated as described above,

you will retain your life insurance coverage if you are entitled to and apply

for an immediate discontinued-service annuity. You will receive complete

information concerning your right to do so if your disability annuity

terminates. Also, if you are under age 60 and your disability annuity is

reinstated due to loss of earning capacity or a recurrence of the disability for

which you retired, you will be given an opportunity to have your life insurance

coverage reinstated. Only coverage of the type and up to the amount you had in

effect at the time your disability annuity was terminated can be reinstated. If

you are entitled only to a deferred annuity after your disability annuity

terminates, you cannot retain your life insurance coverage as a retiree, and you

cannot convert it to an individual policy. Under certain conditions, your

annuity and life insurance coverage will terminate if you are reemployed in the

federal service, as explained in the following discussion.

Reemployment

in the Federal Service