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2009 Federal Benefits (FEHB) Open Season:
New Premium Rates, Plan Brochures and Comparison Tools Now Available
Ocotober 15, 2009
The Office of Personnel Management (OPM) has released the plan brochures and
comparison tools for the 2009 Federal Benefits Open Season, which will run from
November 9 through December 14, 2009.
Why is the 2009 Federal Benefits Open Season important?
Most FEHB plans will see benefit and rate changes for 2010.
- Some plans are dropping out of the program and others are changing their
service areas or coverage options It is wise to review your coverage
during this period to decide what coverage and premium best suits your needs for
the upcoming year.
- You can supplement your health insurance coverage by choosing dental and/or
vision insurance coverage that will reduce your out-of-pocket costs for these
types of care. You may also cancel your participation in these programs during
this period.
- A flexible spending account can save you money through lower tax
withholdings. You can fund your account through pre-tax contributions from your
salary, and use the account to pay health care out-of-pocket or dependent care
costs.
- You can not enroll, change your enrollment, or cancel your coverage in
these programs outside the Open Season unless you experience a Qualifying Life
Event.
What happens if you do nothing during Open Season?
- You will continue to be covered by your present health insurance plan,
unless your plan is dropping out of the FEHB or reducing it's service area
[124 KB]. However, your benefits, premiums, or coverage options may change.
- You will continue to be covered by your present dental and/or vision
insurance plan. However, your benefits and/or premiums may change.
- If you already have an FSAFEDS account, it will not continue automatically;
you must reenroll.
- You can not enroll, change your enrollment, or cancel your coverage in
these programs outside the Open Season unless you experience a Qualifying Life
Event.
More information can be found at the OPM website:
http://www.opm.gov/insure/openseason/
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