Types of FERS Retirements - Regular Employees

Type of Retirement	Minimum Age	Minimum Service	Special Requirements
Optional (No age reduction)	62 60 MRA*	5 20 30	None
MRA+10	MRA*	10	None (Note: Annuity is reduced by 5% for each year the employee is under age 62.)
Optional (Early Out)	Any Age 50	25 20	The Office of Personnel Management (OPM) must have determined that your agency is undergoing a major reorganization, reduction-in-force, or transfer of function.
Discontinued Service (Involuntary)	Any Age	25 20	Your separation must be involuntary and not for misconduct or delinquency.
Disability	Any Age	18 mos.	You must be disabled for useful and efficient service in both your current position and any other vacant position at the same grade or pay level for which you are qualified. Other requirements must also be met.

*Minimum Retirement Age (Click here to view FERS Minimum Retirement (MRA) Table).

Source:  OPM SF3113