Summary of Thrift Savings Plan Spouses' Rights
Retirement System	Transaction	Requirement	Exceptions
FERS	Loan	Spouse must give written consent to the loan.	Whereabouts unknown or exceptional circumstances
	In-Service Withdrawal	Spouse must give notarized written consent to the withdrawal.	Whereabouts unknown or exceptional circumstances
	Post-Employment Withdrawal (Partial)	Spouse must give notarized written consent to the withdrawal.	Whereabouts unknown or exceptional circumstances
	Post-Employment Withdrawal* (Full)	Spouse is entitled to a joint life annuity with 50% survivor benefit, level payments, and no cash refund feature unless he or she waives this right.  Written consent must be notarized.	Whereabouts unknown or exceptional circumstances
CSRS	Loan	TSP must notify spouse of the participant's loan application.	Whereabouts unknown
	In-Service Withdrawal	TSP must notify spouse of the participant's request.	Whereabouts unknown
	Post-Employment Withdrawal (Partial)	TSP must notify spouse of the participant's request.	Whereabouts unknown
	Post-Employment Withdrawal* (Full)	TSP must notify spouse of the participant's request.	Whereabouts unknown
* For a full post-employment withdrawal, spouses' rights apply only to accounts of more than $3,500.