|
Summary of Thrift Savings Plan Spouses' Rights |
Retirement
System |
Transaction |
Requirement |
Exceptions |
| FERS |
Loan |
Spouse must give written consent to the loan. |
Whereabouts unknown or exceptional circumstances |
| |
In-Service Withdrawal |
Spouse must give notarized written consent to the withdrawal. |
Whereabouts unknown or exceptional circumstances |
| |
Post-Employment
Withdrawal (Partial) |
Spouse must give notarized written consent to the withdrawal. |
Whereabouts unknown or exceptional circumstances |
|
Post-Employment Withdrawal*
(Full) |
Spouse is entitled to a joint life annuity with 50% survivor benefit, level payments, and no cash refund feature unless he or she waives this right. Written consent must be notarized. |
Whereabouts unknown or exceptional circumstances |
| CSRS |
Loan |
TSP must notify spouse of the participant's loan application. |
Whereabouts unknown |
| |
In-Service Withdrawal |
TSP must notify spouse of the participant's request. |
Whereabouts unknown |
|
Post-Employment Withdrawal (Partial) |
TSP must notify spouse of the participant's request. |
Whereabouts unknown |
|
Post-Employment Withdrawal*
(Full) |
TSP must notify spouse of the participant's request. |
Whereabouts unknown |
| * For a full post-employment withdrawal, spouses' rights apply only to accounts of more than $3,500. |
Overview - CSRS
