2013 FEHB Premium Rate Increase Announced by OPM

September 20, 2012

The Office of Personnel Management (OPM) announced today that the average premium for the 8 million people enrolled in the Federal Employees Health Benefits program (FEHB) will increase -- on average -- by 3.4 percent for non-postal employees and all annuitants in 2013, which is slightly less than last year's average increase of 3.8 percent.

The average premium increase for the Federal Employees Dental and Vision Insurance Program (FEDVIP) will be less than 1 percent. The average annual increase for FEHB premiums has steadily declined since 2009 when the average premium increase was 7.0 percent. There are no significant benefit changes for 2013.

OPM stated "on average, FEHB Program enrollees with self only coverage will pay $2.75 more per bi-weekly pay period, and enrollees with family coverage will pay $6.39 more. Premiums for Health Maintenance Organizations will increase an average of 5.3 percent, while Fee-for-Service plans will see an average increase of 3.0 percent."

OPM has posted the full 2013 dental, vision and FEHB premium rate charts at: http://www.opm.gov/insure/openseason/factsheet.asp.

The dates for the 2012 Federal Benefits Open Season are Monday, November 12, 2012 through Monday, December 10, 2012.  During the annual open season, employees can enroll and take other actions for the Federal Flexible Spending Account Program (FSAFEDS), Federal Employees Dental and Vision Insurance Program (FEDVIP), and the Federal Employees Health Benefits (FEHB) Program.

OPM has stated participants can find specific Federal Benefits Open Season plan information (such as plan brochures) on the OPM website (http://www.opm.gov) in late October.