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Home | Creditable Service -CSRS | CSRS Redeposit Actuarial Reduction in Annuity Factors

CSRS Redeposit Actuarial Reduction in Annuity Factors

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CSRS redeposit service actuarial, or reduction, factors are assigned based on your age at the time of retirement. The amount of the redeposit due, including interest, is divided by the actuarial factor. The remainder is rounded up and equals the monthly reduction in the annuity.

The forumula is as follows:


  

CSRS Acturial Factors

Age       Present value factor
40   ...  277.6
41   ...  274.7
42   ...  272.1
43   ...  269.1
44   ...  265.0
45   ...  260.0
46   ...  255.1
47   ...  250.8
48   ...  245.9
49   ...  240.3
50   ...  234.8
51   ...  230.2
52   ...  225.9
53   ...  221.4
54   ...  216.8
55   ...  211.9
56   ...  207.2
57   ...  202.3
58   ...  197.6
59   ...  193.1
60   ...  188.7
61   ...  183.7
62   ...  178.3
63   ...  173.2
64   ...  168.2
65   ...  163.0
66   ...  157.9
67   ...  153.1
68   ...  148.0
69   ...  142.8
70   ...  138.0
71   ...  133.1
72   ...  128.0
73   ...  123.1
74   ...  118.4
75   ...  113.5
76   ...  108.2
77   ...  103.2
78   ...   98.2
79   ...   93.1
80   ...   88.4
81   ...   83.6
82   ...   78.4
83   ...   73.7
84   ...   69.5
85   ...   65.8
86   ...   62.0
87   ...   57.9
88   ...   54.0
89   ...   50.7
90   ...   47.2





·  CSRS Redeposit Service (Refunded Service)


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Read articles written by federal benefits expert and Certified Financial Planner, Edward Zurndorfer