What is CSRS deposit service?

Deposit service (also called "non-deduction service") is the period of

service during which retirement contributions were not withheld from your

salary. Some examples could include temporary time, or time while working

on an intermittent work schedule.

As a CSRS employee, paying the deposit is a personal choice and its effect is

dependent upon when the service was performed. 

The cost of the deposit is the amount of retirement deductions that would

have been taken from your salary had you been covered by the CSRS retirement

system, plus interest. (href="http://www.myfederalretirement.com/public/105.cfm">Click here to view

the interest rate

chart).

How is CSRS deposit service treated for eligibility and annuity

calculation?

Service Peformed...	Deposit NOT Paid	Deposit Paid
Before       October 1, 1982	Service creditable towards both eligiblity and annuity compu-tation. Annuity reduced by 10% of total deposit owed.	Credit for eligibility and annuity computation.
On or after October 1, 1982	Credit for eligibility, but not credit for anuuity computation.	Credit for eligibility and annuity computation

How is a deposit made?

Your application to make a deposit (Standard Form 2803 - Application to Make Deposit or Redeposit, CSRS) must be filed with your current personnel office. They will estimate the amount you actually owe and explain further how your future retirement benefits may be affected.   Click here to view Procedures for Making a CSRS Deposit / Redeposit