Federal Retirement Planning for FERS & CSRS

   New Articles
Using Before-Taxed Dollars to Pay Premiums Makes FEHB Health Insurance Less Costly
Edward A. Zurndorfer, Certified Financial Planner - October 19, 2016
Federal benefits expert, Ed Zurndorfer, discusses the advantages and disadvantages of "premium conversion" -- a program that has resulted in thousands of tax dollar savings for federal employees. Includes Premium Conversion Financial Worksheet [ MORE ]

2017 Federal Retiree COLA Watch
UPDATED: October 18, 2016
The 2017 cost-of-living adjustment (COLA) for Social Security recipients and annuitants in both the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS) will increase 0.3 percent [ MORE ]

Higher 2017 Medicare Premiums: Federal Employee Groups Urge Congress to Take Action
Unless Congress steps in, many retired federal employees will see a sharp increase in Medicare Part B premiums starting Jan 1, 2017 [ MORE ]

How CSRS Offset Employees' Pensions and Social Security Benefits Are Impacted
Federal retirement expert, Chris Kowalik, shares how the CSRS Offset program works, and what employees under this program can expect once they retire from federal service [ MORE ]

   Federal Retirement Resources
Federal Retirement Planning Checklist: 5-10 Years Prior
Edward A. Zurndorfer, Certified Financial Planner
Federal benefits expert, Ed Zurndorfer, provides a checklist of the financial and retirement planning issues federal employees should consider within the last 5-10 years of service [ MORE ]

10 Biggest Mistakes Federal Employees Make When Planning for Retirement (and How to Avoid Them)
Edward A. Zurndorfer, Certified Financial Planner
While many federal employees will be eligible to retire in the next fifteen years, unfortunately some of them will discover they will be unable to retire at the time they intend to because important tasks -- that should have been performed during their federal service -- were not completed. Federal benefits expert, Ed Zurndorfer, outlines the 10 biggest mistakes many employees make -- and how to avoid them. [ MORE ]

NARFE's State-By-State Income Tax Treatment Report Released for Federal Retirees
Which states have exemptions for civil service annuities or Social Security? Which have no personal income tax? [ MORE ]

How to Submit a Healthy Federal Retirement Application Package
Edward A. Zurndorfer, Certified Financial Planner
Learn how -- after making sure all documents, forms and information are complete -- a retiring federal employee will be submitting a "healthy" federal retirement package under OPM's guidelines, thereby avoiding unnecessary delays in processing of their retirement application package [ MORE ]

8 Strategies for Federal Employees Planning to Retire in the Next 5 Years
Edward A. Zurndorfer, Certified Financial Planner
For many federal employees, their retirement date comes sooner than they may have expected and before they may have had a chance to fully prepare. Federal benefits expert, Ed Zurndorfer, outlines the most common areas that need to be addressed by federal employees who plan to retire within the next five years [ MORE ]